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Buy your dream Car
Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice
Car Loan Ambikapur
Best Banks for Car Loan in Ambikapur
Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom
Car Loan Ambikapur Features
Do you seek a dream to purchase your own car and don’t have enough money for the same? Don’t worry. We provide financial services help customers to compare, analyze and choose the loan possible. When it is time to buy a new car, the loan seekers should spend no more than 10% of their pay on a car loan payment and no more than 20% for total expenses.
You can easily get car loans in Ambikapur tailor-made for you, by choosing the tenure of the loan yourself! Some of the other features of car loan Ambikapur are:
Why should one choose Dialabank for a Car Loan? The bank offers you a car with the lowest interest rates and with minimum documentation schemes. Dialabank being an Indian first Financial Helpline where the company provides eligibility and price comparison for financial subjects. Dialabank Car Loan Ambikapur is a convenient scheme that allows a person to bring home a brand new car. We bring in offers of car loans up to the previous showroom cost and that too till 7 years. Apply now on our official website Dialabank for instant approval and faster processing of your car loan.
Car Loan Ambikapur Interest Rates
Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
Processing Fees / Prepayment Charges on Car Loan Ambikapur
Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Ambikapur
Many organisations who grant a loan have fixed a minimum score of 750 or above to process your loan application as a CIBIL Score. It is always beneficial for having a good CIBIL score, which helps to avail loans at a cheaper rate of interest and ease the process. Every such organisation has its criteria for the minimum CIBIL score required for processing the Car Loan application in Ambikapur so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate for convenience.
These organisations do not only track the overall score but even the behaviour on the previous loans taken and paid, which includes details on the type of loans availed and the sum availed by you.
Car Loan Ambikapur Agent Contact Number
If you have any queries regarding the car loan in Ambikapur, feel free to contact us on the number 9878981166 or visit our website Dialabank for assistance.
Pre Calculated EMI Table for Car Loan Ambikapur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Ambikapur
About Ambikapur
Ambikapur is the headquarters city of Surguja district in the Indian state of Chhattisgarh. It is one of the oldest known cities of the state, in east-central India. This place is known to be one of the 8th biggest cities in Chhattisgarh; as of Swachh Survekshan 2019, Ambikapur was signified by the prestigious title of the second Cleanest cities of India.