Car Loan Kharagpur

Best Banks for Car Loan in Kharagpur

Car Loan Kharagpur Features

Thinking of buying your expensive luxurious dream car? But don’t have enough money for it? Worry not! DialaBank has a car loan in Kharagpur. A car loan is a means of funding your dream car provided by banks and NBFCs to applicants at an affordable best rate of interest throughout the country to cater to your needs. Since the cost of cars is rising rapidly daily, a car loan is very important and fulfills your desire to be the owner of a luxurious car. The main features of a car loan in Kharagpur are:

• Car loans in Kharagpur are available at low-interest rates
• Car loans are easily available through DialaBank
• Almost all major banks and NBFCs offer car loans
• The documentation process is instant and hassle-free

Car Loan Kharagpur Interest Rate

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To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Kharagpur Documents Required

The essential documents required for a car loan approved in Kharagpur are as follows:

For Salaried Employee

1. Identity Proof: Provide any ID like Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: It is  compulsory to provide Latest 3-month salary slip with form 16
3. Address Proof: Permanent address proof like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: The last six months’ statement to be submitted.

For Self-Employed

1. Identity Proof: Provide any ID like Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR proof
3. Address Proof: Permanent address proof like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: The last six months’ statement to be submitted.

Car Loan Kharagpur Eligibility Criteria

The car loan eligibility requirements are as followed in Kharagpur:

For Salaried Employee

1. The minimum age requirements are 21 years.
2. The applicants should not be more than 60 and 65 years at the time of completion of tenure
3. The individuals should possess a minimum of 1-year experience in current employment and a minimum of 2 years of employment from the past
4. Minimum Annual Income: For such applicants Rs 100000 net annual income
5. Usually getting a car loan is easier when the applicant possesses a CIBIL score of 750 and above which is an essential factor required for the loan approval in Kharagpur.

For Self Employed

1. The minimum age requirements are 30 years in case of a self-employed
2. The applicants should not be more than 60 and 65 years at the time of the completion of the loan tenure.
3.  At least 3 years in operating business
4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for best mid-sized and premium cars
5. Usually getting a car loan is easier when the applicant possesses a CIBIL score of 750 and above which is an essential factor required for the loan approval in Kharagpur.

Car Loan for Major Car Manufacturers in Kharagpur

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Processing Fees & Prepayment Charges on Car Loan Kharagpur

CIBIL Score Required for Car Loan in Kharagpur

The credit score is popularly known as the CIBIL score is what defines your ability to pay off your past credits. A higher Credit score is an indication of your good credit history which makes your application process smooth and easy to be processed further. Usually, most of the banks and NBFCs require a credit score of 750 and above to approve your car loan application process in Kharagpur. This score may further vary from bank to bank depending upon the requirements. In case a CIBIL score is less than the required value of the bank you will be required to pay a high rate interest rate on the loan amount.

Car Loan Kharagpur Contact Number

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In case of any queries regarding the car loan in Kharagpur, you may contact the number 9878981166 for any sort of assistance or visit our website Dialabank

Pre Calculated EMI Table for Car Loan Kharagpur

About Kharagpur

Kharagpur is an industrial hub or city in the suburb Paschim Medinipur district of West Bengal, India. It is the headquarters of the Kharagpur subdivision. It is the most densely populated, diverse, and cosmopolitan city of the district Paschim Medinipur.

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