Car Loan Jalpaiguri

Best Banks for Car Loan Jalpaiguri

Car Loan Navi Jalpaiguri Features

Who doesn’t want to own a car? In today’s fast-moving world, an automobile has become a necessity. But not everyone can afford the heavy price for these cars. This is where car loan comes into play. A Car Loan is a secured loan with easy repayment options available through various banks and NBFCs.

The loan amount is offered in exchange for Interest charges on the principal amount which vary from one lender to another respectively. Whether purchasing a new car or a used one, you may avail of a car loan for any car in the city.  The car loan requirements vary depending upon certain factors like your income. So if you are thinking of purchasing your dream car in Jalpaiguri, get an instant Car loan with DialaBank at an affordable rate of interest.

Car Loan Jalpaiguri Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Jalpaiguri Documents Required

Documents required for car loan are as followed:

For Salaried Individuals-

• Identity proof- Passport, PAN Card, Voters ID card, Aadhar card, etc.
• Income proof- Latest 3-month salary slip with form 16
• Address proof- any one of ration card/ Driving license/Voters Card/Passport Copy/Telephone Bill/Electricity bill/Life insurance policy/PAN Card
• Bank statements for the last 6 months

For Self-employed individuals-

• Identtiy proof- Passport,PAN Card, Voters ID card, Aadhar Card, etc
• Income proof- Latest ITR filing proof
• Address proof- any one of ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy/PAN card
• Bank statements for the last 6 months
• ITR must have been filed for the previous 2 years of self-employed applicants.

Car Loan Jalpaiguri Eligibility Criteria

Car loan eligibility criteria differ for the salaried and self-employed in the following manner:

For salaried individuals:

• They should have a minimum age of 21 years and a maximum age of 60 years
• They should be at least 1 year in the current job and a minimum total of 2 years of employment
• They should have a minimum annual income of Rs. 60,000 p.a for standard cars and Rs. 100,000 p.a. for mid-sized and premium cars.

For self-employed individuals:

• Thet should have a minimum age of 30 years and a maximum age of 65 years
• They should be at least 3 years in business
• They should have Rs. 100,000 minimum annual income

Processing Fees & Prepayment Charges on Car Loan Jalpaiguri

CIBIL Score Required for Car Loan in Jalpaiguri

CIBIL score is a numeric value that dictates your creditworthiness of the past loans taken. So, it is an important factor to keep in mind while availing a car loan in Jalpaiguri. The CIBIL score required for car loans in the city may vary from one lender to another due to the presence of a huge number of lenders nowadays all around the country. Most banks prefer a CIBIL score of 750 and above to process your car loan application easily without charging highly for it. In case of a low CIBIL score, to get your loan sanctioned you might be required to pay a heavy interest rate on the loan amount.

Car Loan Jalpaiguri Contact Number

For any queries regarding the car loan in Jalpaiguri, you may contact the number 9878981166.

Pre Calculated EMI Table for Car Loan Jalpaiguri

Car Loan EMI Calculator

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