Best Banks for Car Loan in Kangra
Car Loan Kangra Features
If purchasing a car is your dream and you lack funds for it, then you have come to the right place. We provide you with the best in market Interest rates and help you check your Eligibility. Get the best Car Loan with easy documentation and the Lowest EMIs.
The following are the benefits of a Car Loan:
- One of the most important benefits is that you save your precious time by applying online, as the Car loan in the Kangra process is quite simple. Your Car loan gets approved within a day or even on the same day of application
- Within a few minutes, you will receive an extended list of e-mails from lenders who will avail of your online car loan in Kangra. Also, you can easily compare the different Car loan offers and choose the best one available.
Apply for a car loan online with Dialabank
Car Loan Kangra Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kangra Documents Required
A person should review the documents required for a car loan before making a decision.
For Salaried Individuals
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest 3-month salary slip with form 16
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months.
For Self Employed
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: – Latest ITR reports.
- Residence Proof: Any one of the following (Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill)
- Bank Statement: Last 6 months
Car Loan Kangra Eligibility Criteria
Applicant must check the eligibility criteria points before applying for a Car loan;
Salaried Individuals
- The age should be a minimum of 21years.
- The maximum age should not exceed 60 years
- A minimum of 1 year in current employment and a previous minimum of 2 years of total employment is necessary
- A minimum of Rs 100000 income per annum
Self-employed Individuals
- The age should be between 30-65 years.
- At least 3 years of working business.
- A minimum of Rs. 60000 p.a. net profits for standard cars and Rs.100000 p.a. for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Kangra
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Kangra
Check here for the processing Fees and Prepayment charges on a car loan.
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
Car Loan Kangra Agent Contact Number
To get an easy and instant car loan you can visit DialaBank or call on 9878981166 to get personalized assistance. Our relationship managers are well trained and will assist you in the best way possible to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Kangra
Although there are different EMIs for car loans depending upon several factors. You can still check below for the standard Pre calculated EMI table for a car loan.
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Kangra
Car loan EMI can be calculated by the Car loan EMI Calculator provided by Dialabank. The calculator is free to use and you can use it as many times as you want. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.