Best Banks for Car Loan in Baramulla
Car Loan Baramulla Features
Getting a car loan is not as difficult as it was a decade ago, nowadays having a car is a normal thing, and this process is made simple by dialabank by bringing you the best car loan deals online at a single platform for you to compare, analyze and apply for a car loan online without having to worry about them more. You can get car loan Baramulla at the earliest and with a very satisfying service that you will not forget.
Car Loan Baramulla Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Baramulla Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
-
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Baramulla Eligibility Criteria
The car loan eligibility criteria requirements are as followed in Baramulla:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Baramulla
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Baramulla
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Baramulla
CIBIL score of 750 and above is required to get a loan faster without any hassle and also at a lower car loan interest rate else you have to pay a high rate of interest.
Car Loan Baramulla Contact Number
You can get a car loan Baramulla easily from dialabank by contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Baramulla
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Baramulla
Baramulla is a city and a municipality located in the Baramulla district in the Indian union territory of Jammu and Kashmir state. It is located on the banks of the Jhelum River downstream from Srinagar. The city was earlier popularly known as Varahamula which is derived from two letters Farrah and Mul.
The city is located on the banks of river Jehlum at the highest point of the river.
The city’s population was 167,986 according to the 2011 census.
Car Loan EMI Calculator
By Car loan EMI Calculator provided by Dialabank, Car loan EMI can be calculated. You can use it an infinite number of times as it is free to use. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.
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