Best Banks for Car Loan in Dharuhera
Car Loan Dharuhera Features
Apply for a car loan
Nowadays everyone wishes to own a car to make life easier. But not everyone has the required financial situation. Are you coping with this trouble? Don’t worry. We Dialabank financial services help consumers to compare, analyze, and select the best loans possible.
Getting a car loan is not as difficult, nowadays having a car is a normal thing, and this process is made simple by Dialabank by bringing you the best car loan deals online at a single platform for you to compare, analyze and apply for a car loan online without any worry about them. You can get a Car Loan Dharuhera at the earliest and with a very satisfying service that you will not forget.
Car Loan Dharuhera Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Dharuhera Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Recognition: Passport copy, PAN Card, Voters ID card, Driving License
- Proof of Salary: Latest 3-month salary slip with form 16
- Accommodation Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Passport copy, PAN Card, Voters ID card, Driving License: For Recognition Proof
- Latest ITR: For income proof
- Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card: For Address Proof
- Last 6 months bank statement
Car Loan Dharuhera Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Rs. 60000 per annum profit for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Dharuhera
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Dharuhera
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Dharuhera
CIBIL score reflects your credit history in the past and your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your Car Loan Dharuhera. A Lower CIBIL score than 750 can attract a bit high car loan rate of interest.
A very low CIBIL score can lead to disapproved of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Dharuhera. If there are any late payments for previous loans, it will create a barrier for the availing of a fresh loan.
Car Loan Dharuhera Agent Contact Number
You can avail of a car loan Dharuhera easily from Dialabank if you have any queries related to the car loan just contacting the number 9878981166.
Pre Calculated EMI Table for Car Loan Dharuhera
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Dharuhera
About Dharuhera
Dharuhera is a census town in Haryana state, India. Dharuhera comes under the Delhi NCR region. It is only an hour’s drive from the Indira Gandhi International Airport and 40 km from Gurgaon. It connects Rajasthan to the capital, New Delhi, through the National Highway 48 (formerly NH8). It is a prime choice for industrialists, investors, and real estate developers due to its location. Dharuhera is located in what is colloquially referred to as the most prosperous region of Haryana.
As of the 2011 India census, Dharuhera had a population of 30,344.
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