Car Loan Palampur

Best Banks for Car Loan in Palampur

Car Loan Palampur Features

Thinking of purchasing your first car? Facing a shortage of cash? No need to worry now. A car loan is an easiest and most convenient way to finance your car at an affordable rate of interest and requires minimum hassle-free documentation. The eligibility criteria aren’t also stringent as compared to the other loans in the market. If an individual has a stable source of income and fulfills the requirement of necessary documents, then the banks and NBFCs provide car loans easily in Palampur without any hassle. Just visit our website and get the best offers on car loans throughout the country.

Car Loan Palampur Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Palampur Documents Required

A person should review the Documents required for car loan before making a decision.

For salaried:

• 2 recent passport size colored photographs
• Identity Proof: in the form of Aadhar Card/ Driving License/ Passport Copy, etc.
• Address Proof: in the form of Water Bill/ Telephone bill/ Voter ID/ Passport Copy
• Income Proof: Previous 3 months bank statements and salary slips for a salaried individual are required

For self-employed:

• 2 recent passport size colored photographs
• Identity Proof: in the form of Aadhar Card/ Driving License/ Passport Copy, etc.
• Address Proof: in the form of Water Bill/ Telephone bill/ Voter ID/ Passport Copy
• Income Proof:  recent ITR files for a self-employed individual are required

Car Loan Palampur Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For salaried:

• The age limit for a car loan in Palampur is 21 to 65 years
•  An employed individual must have a salary of Rs 25000 and above.
• A salaried employee must be working in the current organization for a minimum of a year.

For self-employed:

• The age limit for a car loan in Palampur is 21 to 65 years
•  An employed individual must have a salary of Rs 25000 and above.
• A Self-employed individual must have an operating business from the last 3 years.

Car Loan for Major Car Manufacturers in Palampur

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Palampur

CIBIL Score Required for Car Loan in Palampur

CIBIL score is one of the most important criteria based on which the banks and NBFCs approve your car loan. The minimum requirement of a CIBIL score for availing a car loan in Palampur is different for every lending institution. Mostly, a score of 750 and above makes getting a loan easier as it is considered a good credit score.

It is also important that one should clear all the pending dues and debts of the previously held loans in order to maintain a good credit score. Default in your credit score will create a hindrance for any future loan process.

Car Loan Palampur Contact Number

To get an instant car loan in Palampur you can visit DialaBank or call on 9878981166 to get personalized assistance.

Pre Calculated EMI Table for Car Loan Palampur

Car Loan EMI Calculator

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