Car Loan Chandausi

Best Banks for Car Loan in Chandausi

Car Loan Chandausi Features

Chandausi is a beautiful place, and you might feel the need to have your personal vehicle to visit all the tourist spots freely. However, paying for it in its entirety out of one’s own pocket isn’t always a viable option. This is where car loans help you. With a car loan, you just have to pay a small fraction of the amount in the form of down payment, and you can pay the rest in the form of Equated Monthly Payments or EMIs.

The features of car loans in Chandausi are as follows:

• Car loans are available at low-interest rates
• Almost all major banks and NBFCs offer car loans in Chandausi making it easier for you to compare
• The documentation process is quick and hassle-free with the Dialabank website.
• Car loans are easily available through DialaBank, and sometimes get approved on the same day itself.

Car Loan Chandausi Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Chandausi Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip with form 16
3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed Individuals:

1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR
3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.
5.  

Car Loan Chandausi Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Chandausi

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Chandausi

CIBIL Score Required for Car Loan in Chandausi

The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates.

There are many ways to build your credit score, such as by applying for a credit card and taking short term loans from the bank and paying them on time. You can also show the papers of any rented utilities under your name, such as your apartment, to show that you are punctual in your payments.

Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Chandausi. This score may again vary from bank to bank.

Car Loan Chandausi Contact Number

In case of queries regarding the car loan in Chandausi, you may contact the number 9878981166 for the best guidance!

Pre Calculated EMI Table for Car Loan Chandausi

About Chandausi

Chandausi is a city in Uttar Pradesh. Its population is around 1.2 lakhs. Its original name was Chand-si meaning ‘moon-like’.

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