About Car Loan Pandua
Car Loan is a loan against the car; it is a secured loan with very less interest rate. You can apply now with us and get quick approval with various offers and schemes, such as less documentation required and less processing charges.
Why should one choose Car Loan Pandua?
1. Easy repayment options like payment on EMIs.
2. Instantly available of the loan amount.
3. Tenure period varies from person to person say 1-7 years.
4. Affordable and a competitive rate of interest.
5. Minimal documentation required.
6. No extra or hidden charges.
Car Loan Pandua Interest Rates
Interest Rate |
||
New Car |
Less than 3 lacs |
10.25% |
3-6 lacs |
9.50% |
|
6-10 lacs |
9.25% |
|
10-20 lacs |
9.00% |
|
More than 20 lacs |
8.70% |
|
Used Car |
14.00% |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rate
Eligibility Criteria for Car Loan Pandua
The Eligibility criteria for car loan, as well as the procedure, must be examined.
Minimum Age of the applicant is 21 years.
Maximum Age at loan maturity is for 65 years.
Minimum Employment:
For Salaried Applicant – Minimum 1 year in current employment and two years of employment.
For Self-employed Applicant – Atleast three years in the business.
Minimum Annual Income:
For Salaried Applicant – A net annual income of Rs 1, 00,000/-
For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.
Documents Required for Car Loan Pandua
A person must review the documents required for car loan before selecting the loan.
Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.
Income Proof: For Salaried applicant latest salary slip and Self- employed the latest ITR.
Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.
Bank Statement: Last six months.
Fee & Charges for Car Loan Pandua
Processing fees:
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car loan interest rate very low and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring a vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of Car Loan Pandua
- Up to 95% funding available for a new car and 85% for used cars.
- The loan tenure is usually between 1 to 7 years.
- Equated Monthly Installment for repayment of the loan amount.
- Interest is calculated based on compound interest.
- Early settlement of the loan amount subject to pre-payment penalty.
How to apply?
- Visit Dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
About Pandua
Pandua is a town in Pandua CD Block in the district Hooghly of West Bengal state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit Dialabank website.
Leading Car Loan Providers |
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Other Cities with the Car loan:
Car Loan Hooghly | Car Loan Barasat |
Car Loan Dum Dum | Car Loan Bardhaman |
Car Loan Domjur | Car Loan Bankura |
Car Loan Bidhannagar | Car Loan Andul |