Best Banks for Car Loan in Gohana
Car Loan Gohana Features
Buying a car from your pocket is a difficult task, but there is a saying if all of the doors are shut, there is always hope. Thus, Car Funding is the best way to attain cash in a short time. It is a better way to arrange funds to buy the dream car with ease.
We offer car loan starting at an attractive rate of interest to both self-employed and salaried individuals. We offer car loans whether the car is new or used.
Some key features of car loans in Gohana are the following:
- Easy monthly repayment options are accessible for you.
- Instantly car loans available
- Loan Tenure duration ranges from 1-7 years
- There is a provision of affordable interest Rate offers to fulfill your needs.
- There are no hidden or additional charges.
Car Loan Gohana Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Gohana Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Self: Passport copy, PAN Card, Voters ID card, Driving License
- Salary Proof: Latest 3-month salary slip with form 16
- Accommodation Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Proof of Self: Passport copy, PAN Card, Voters ID card, Driving License
- Proof of Salary: Latest ITR
- Proof of Accommodation: Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Gohana Eligibility Criteria
The car loan eligibility requirements are given as follows:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in the current job and a minimum of 2 years of job
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit for standard cars of Rs. 60000 per annum and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Gohana
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Gohana
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Gohana
CIBIL score gives an idea about your credit history in the past and your defaults in the refund of the previous loans that you have taken. A good credit score is considered as 750 and above as most financial institutions check for a higher credit score. Every NBFC and bank has different criteria for a minimum CIBIL score they require for the processing of your Car Loan Gohana. A Lower CIBIL score than 750 can attract a higher interest rate.
A very low CIBIL score can result in rejection of your loan as it is the first thing a bank tracks before processing your car loan. Your history of previous loans is taken into consideration for a car loan. If there are any late payments for previously taken loans, it will create a barrier for the availing of a fresh loan.
Car Loan Gohana Agent Contact Number
Apply online with Dialabank and avail of the best offers on a car loan with instant approval and extra benefits, or you can contact this number for any information regarding a car loan in Gohana 9878981166.
Our customer care executive provides you with guidance and assistance to solve your queries without any charges.
Pre Calculated EMI Table for Car Loan Gohana
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Gohana
About Gohana
Gohana is a city and municipal council in the Sonipat district in Haryana state, India. According to the 2011 census, it had a population of 121,637.
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