Personal Loan Ambernath

Major Personal Loan Providers in Ambernath

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Ambernath Features

To avail a Personal Loan, the candidate is required to have a trustworthy pay and a decent record of his or her credit profile to freely enjoy the benefit of your loan amount. Personal Loan Ambernath gives money related help at cheap and easy on the pocket interest rates.

In order to apply for a personal loan, Ambernath click Personal Loan

Personal Loan Ambernath Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Ambernath

Salaried Customers:

• PAN Card
• Bank statements for the last 6 months
• Passport-size photograph – 2
• Identity proof (Aadhar card/driving license)
• Proof for Residence/ Rental Agreement
• Statements for the salary of the past three months.

Self-Employed Customers:

• Residence Proof
• PAN Card
• Aadhar Card
• Passport-sized photographs- 2
• All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)

Eligibility Criteria for Personal Loan Ambernath

Click here to know personal loan eligibility

Salaried Applicants

• The candidate must have work understanding of in any event three years. The compensation ought to have been moved in their records.
• The job location of the applicant should be mentioned.
• The applicant should have an outstanding credit history.
• The base age of the candidate ought not to be under 21 years or over 60 years
• The borrower must have a minimum income of at least INR 25,000 monthly

Click here to know about personal loan eligibility for- Salaried Applicant

Self-Employed Applicants

• The credit score of the applicant should be good and debt or any dues should not be pending.
• The annual income of the applicant must be a minimum of Rs 2.5 lakh.
• The age of an independent person applying should be at least 25 years.
• The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running from the last 3 years.
• The entire verification process for personal loan approval requires the submission of financial and bank statement of the past 3 months.

Click here to know more the personal loan eligibility for– Self-employed Applicant

Why Apply for Personal Loan Ambernath?

• A personal loan is a kind of multidimensional loan, so it can be put to use for any kinds of issues.
• There is no rule for the requirement of depositing any mortgage or collateral as a security to the bank.
• A Personal Loan does not require any nominee or guarantor.
• The amount of personal loans is entirely based on the repayment capacity of the applicant.

How to apply for Personal Loan Ambernath?

• Visit this website: www.dialabank.com.
• Visit the loan section and click the personal loan link. It will direct you to the detailed information of the personal loan where you can select your city. For more information, call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Ambernath

In case you wish to close your credit before the maturity period, a penalty will be charged as a prepayment expense. All lending institutions cost a certain fee to process your application, varying between 1.5% to 2.5% of the availed amount. These charges vary depending on the number of years the loan has been withdrawn before, which changes from 4% of the rest of the sum; in the second year to 2% in the fourth year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Ambernath EMI Calculator

Equated Monthly Installments or EMI refers to a monthly fixed rate you pay to the bank as monthly repayment for the loan amount which is secured and set as per your profile. The EMI is calculated depending upon the Personal Loan Interest Rate the bank charges, the loan amount you have availed and period for which you have borrowed the loan.

CIBIL Score required for Personal Loan Ambernath

Most of the lending institutions need a minimum score of 750 that is needed to process a Personal Loan application in Ambernath.

They also look at an elaborated view of the previous loans including the type of loans and the amount of money borrowed. If there exists any delay in the payments of the previous loans, it may affect the approval of the new loan.

Personal Loan Ambernath Agents

Dialabank is one of the leading agents for availing Personal Loan in Ambernath. You can apply online at www.dialabank.com or call at 9878981166

Visit our website and fill out a simple form with the details of personal and employment data so that our customer relationship managers will be able to get in touch with you. We assist you with the best option of Banks and NBFCs by giving an in-detail market comparable analysis of various banks.

Personal Loan Ambernath Contact Number

Call 9878981166 for assistance and approval for Personal Loan in Ambernath.

Pre Calculated EMI Table for Personal Loan Ambernath

Click personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Ambernath

Ambarnath or Ambernath is a Mumbai Metropolitan Region managed by MMRDA in the Indian state of Maharashtra. The city has been named after the ancient Shiv Mandir ‘Ambreshwar’.

FAQs About Personal Loan Ambernath

Who can apply for a Personal Loan in Ambernath?

People who have an urgent need for cash and have a regular source of income can apply for a Personal Loan Ambernath.

What is the tenure of Personal Loan in Ambernath?

There are some Banks which extend the maximum period to 7 Years. Otherwise, the tenure is fixed and repayment has to be done in EMIs within the agreed tenure. Most of the institutions provide a Personal Loan for min 1 Year and Max 5 Years.

Are there any other charges involved in Personal Loan Ambernath?

Yes, there are two types of charges that one needs to pay in order to avail a personal loan in the city:

• Processing Fee: A lending institution charges a small fee from the customer, known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.
• Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close.

Can my application for Personal Loan Ambernath get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, is a decision criteria for getting your Personal Loan application approved is your CIBIL Score. A high CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Personal Loan rejections occur because of a low CIBIL Score.

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