Personal Loan Bhusawal

Major Personal Loan Providers in Bhusawal

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Bhusawal Features

Are you looking for external financial help to meet your personal requirements? If yes, then you can avail a personal loan. It is a loan that can be used for different purposes like paying debts, going for a holiday, paying tuition fees and many more. Personal Loan provides a solution to all problems of financial needs and cash urgently.

Personal Loan Bhusawal is an unsecured loan that provides financial aid to the customers at Lowest Interest Rate on Personal Loan. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process. A personal loan will help you to overcome your financial crisis. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Bhusawal Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bhusawal

Personal loan in Bhusawal has certain documents requirements. These requirements are required to be fulfilled to avail of the loan. Some important documents mentioned are as follows:

Salaried Customers:

1. Identity proof in the form of Aadhar card/driving license, etc.
2. PAN Card
3. Residence Proof in the form of Owned/Rented/Company provided.
4. Salary slips of last three months
5. Bank statements for the last 6 months
6. Passport-sized photographs – 2
7. In the case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required in the form of Balance Sheet, P&L Statement as well as ITR files
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Bhusawal

The personal loan eligibility criteria for both Salaried and Self-Employed are different. It is based on the bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants:

Salaried Applicants

1. The minimum age requirements of individuals should be 21 years and a maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
4. If the applicants are the businessman, then the business should be running from the past three years.
5. The credit score of the individual applicants should be good .there should not be any debt or dues left.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Bhusawal?

1. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
2. The amount of personal loan depends upon the repayment of individual income and capacity.
3. A Personal Loan does not require any guarantor or nominee.
4. There is no need to deposit any mortgage and collateral security to the bank.

How to apply for Personal Loan Bhusawal?

Applying for a personal loan is easy with DialaBank. Just follow the steps below to enjoy a hassle-free experience:

1. Visit our website www.dialabank.com.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be required to fill in all the details of themselves.
4. Click on Request a quote and our relationship manager will soon get in touch with you.

For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Bhusawal

Every Bank and NBFC charges two kinds of fee for on Personal Loan application.

1. The processing fee charges are mandatory for every ban/NBFC. These charges vary between 1% to 2.5% of the sanctioned loan amount.
2. The other is pre-closure charges which are applicable in case you wish to foreclose your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Bhusawal EMI Calculator

You can easily pay low EMIs on personal loans in a hassle-free manner. Equated Monthly Installments also know as EMI is the monthly fixed amount that the customer or applicant has to pay to the bank as the loan amount. The applicant is the borrower in such cases and the bank is the lender. EMI varies according to your loan amount and tenure. You can find the Personal loan EMI calculator on DialaBank’s website.

CIBIL Score required for Personal Loan Bhusawal

CIBIL Score is the history of your payments that you have done in the past. The CIR (Credit Information Report) is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card history (if you have).

1. Mostly a CIBIL score of 750 and above is considered good while applying for personal loan.
2. The better the CIBIL score the easier it becomes to avail the loan.
3. A CIBIL score of less than 750 will require the bank/NBFC to check on other factors as well.

Get instant personal loan on applying online with DialaBank.

Personal Loan Bhusawal Agents

Dialabank is associated with various banks and NBFCs in Bhusawal that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Bhusawal. You can also apply online at www.dialabank.com or give a call at 9878981166.

1. We do not charge any extra fees from our customers.
2. We are always ready to help our applicants and are available 24/7.
3. The approval process is time-saving if you apply through DialaBank.
4. The Loan gets disbursed within 24 hours.
5. Our experts will assist you, and our relationship managers will provide guidance.

Thus, for availing personal loans in Bhusawal DialaBank is the immediate choice that will assist you in every step through our relationship manager.

Personal Loan Bhusawal Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Bhusawal.

Pre Calculated EMI Table for Personal Loan Bhusawal

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Bhusawal

Bhusawal also spelt as Bhusaval is a city as well as a municipal council in the Jalgaon district in the Indian state of Maharashtra. Bhusawal is the largest Taluka in the Jalgaon district, the city is divided into 47 wards.

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