Yamaha Ray-Z Loan Features
| Ex-Showroom Price | ₹ 47,042 – 53,349 |
| Interest Rate | 11.83% per annum |
| Minimum Loan Amount | Rs. 10,000 |
| Maximum Loan Amount | Loan up to 90% of On-Road Price or 100% of Ex-Showroom Price |
| Loan Tenure | 1 yr to 4 yrs |
| Lowest EMI/Lac | Rs.2,625 |
| Minimum Net Monthly Income | Salaried: Rs.7,000, Self-Employed: Rs. 6,000 |
| Age Criteria | 21 years to 65 years(at loan maturity) |
| Processing Fee | Up to 3% of the loan amount |
| Foreclosure Charges | 3%-10% Based on the time of foreclosure(Not allowed during the first 3 months) |
Advantages of a loan for Yamaha Ray-Z
The advantages of the Yamaha Ray-Z Loan are as follows:
- Simple and smooth process
- Fast payments
- Reasonable interest rate
- Easy repayment method.
Yamaha Ray-Z Loan EMI Calculator
The applicant has the option of knowing the EMI before availing the Yamaha Ray-Z loan. So, you can easily see by following the link:
Yamaha Ray-Z Bike Loan Interest Rate and Charges
| Interest Rate | Starts at 11.83% p.a. |
| Processing Fee | Up to 3% of the loan amount (maximum) |
| Prepayment Charges | From 3% to 10% of the outstanding principal |
| Pre-payment charges | Within 4 to 6 months – 10% of principal outstanding Within 7 to 12 months – 6% of principal outstanding 13-24 months – 5% of principal outstanding Post 24 months – 3% of principal outstanding Prepayment is not allowed within three months of EMI repayment |
Yamaha Ray-Z Finance Scheme and Offers
You can get a two-wheeler loan for Yamaha Ray-Z with an interest rate of 11.83% per annum. Through Dialabank, you can get a loan up to 100% of the Ex-Showroom price.
Yamaha Ray-Z Loan Process
Getting the loan for a Yamaha Ray-Z is a simple process as follows:- Online Application: Fill a form with Dialabank and then submit it online.
- Document Submission: Gather all the documents and upload them online.
- Verification: As the submission is completed, the verification starts.
- Approval: After confirming the documents, the loan will get approved online.
Yamaha Ray-Z Loan Documents Required
1. Salaried Individual
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
| Age | 21 Years – 65 Years |
| Income | Rs.7,000 PM (For Salaried Individuals) Rs.6,000 PM (For Self-employed Individuals) |
| Nationality | Indian |
The Ray-Z continues to be generated by the standard 113cc engine which produces 7.2 bhp and 8.1 Nm of torque via a CVT gearbox. The engine is refined and worthy for a city commute.
If you want to purchase a Yamaha Ray-Z for yourself, but you lack funds, then Dialabank will provide you with finance so that you can fulfil your wish to get a Yamaha Ray-Z. You can get a loan for Yamaha Ray-Z at 11.83% per annum and the lowest EMI.
Yamaha Ray-Z Specifications
Yamaha Ray-Z Features
| Ex-Showroom Price | ₹ 47,042 – 53,349 |
| Mileage | 66 Kmpl |
| Engine Type | Air-cooled, 4-stroke, SOHC, 2-valve |
| Fuel Capacity | 5 L |
| Maximum Power | 7.2 bhp @ 7,500 rpm |
| Displacement | 113 cc |
| Maximum Torque | 8.1 Nm @ 5,000 rpm |
| Self Start | Yes |
| Weight | 104 Kg |
| Brake Type | Drum |
| Top Speed | 86 Kmph |
| Tyre Type | Tubeless |
Yamaha Ray-Z is available in the following Colours
| Regal Red | Astral Blue | Moon Walk White | True Blue |
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Yamaha Ray-Z Loan FAQ
✅ What is the interest rate for getting a Yamaha Ray-Z Loan?
The interest rate for getting a Yamaha Ray-Z Loan is 11.83% per annum.✅ How to calculate EMI for a Yamaha Ray-Z Loan?
To calculate EMI for Yamaha Ray-Z Loan, you can use the EMI Calculator✅ What is the minimum loan amount I can avail of for Yamaha Ray-Z?
The minimum loan amount you can avail of for Yamaha Ray-Z is Rs. 10,000.✅ Can I get a 100% loan of the Ex-Showroom Price for Yamaha Ray-Z?
Yes, you can get a 100% loan of the Ex-Showroom Price for Yamaha Ray-Z.✅ How much processing fee is charged for getting a loan for Yamaha Ray-Z?
The processing fee charged for getting a loan for Yamaha Ray-Z is up to 3% of the loan amount (maximum).✅ What is the loan tenure for the availing of a loan for Yamaha Ray-Z?
The loan tenure for availing of a loan for Yamaha Ray-Z is up to 4 years.✅ How can I be eligible for the availing of a Yamaha Ray-Z Loan?
You can qualify for a loan for Yamaha Ray-Z if you are between 21 and 65 years old, Indian and have a minimum monthly income of Rs. 7,000 (for employees) and Rs. 6,000 (for self-employed).✅ What are the documents required for getting a Yamaha Ray-Z Loan?
Documents required to obtain a Yamaha Rays loan are a driver’s license, aadhar card, a PAN card, a voter ID, a passport, a bank statement for the past three months, and a salary statement for the past three months.Two Wheeler Loan for Other Bikes
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