Major Car Loan Providers in Kasia
Feature |
HDFC Bank |
Private Bank |
Kotak Mahindra Bank |
Interest Rate |
8% - 8.4 % |
8.5 - 9.5 % |
11% |
Min Loan Amt |
Metro : 1 Lac & Non Metro: 75000 |
75000 |
75000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
Upto 7 Years |
Upto 5 Years |
Upto 5 Years |
Processing Fee |
1999 - 4999 + Tax |
0.25% to 1.50% |
0.25% to 1.50% |
Preclosure Chgs |
2%, Nil after 24 months |
2%, Nil after 36 months |
Nil |
Loan to Value (LTV) |
Upto 100% on Ex- showroom |
Upto 95% on Ex- showroom |
Upto 90% on Ex- showroom |
Car Loan Kasia
Car Loan Kasia Features
Three steps to drive your car home:
- Research
- Test drive
- Purchasing
Nowadays, buying a car has become a dream for every commoner. However, limited income and overbearing expenses do not allow a commoner to buy his favourite car. Therefore, we will assist you in the third and final step of Auto Financing.
Auto Loan is the best and beneficial way to buy your favourite car easily in a simple way. Get easy funding for your car to drive your dream car home.
“No frequent visits to the Bank. Save your precious time. The Best car loan will knock at your door. Avail the Doorstep and Personalized Services of Dialabank.com and enjoy the ride of your dream car”.
Features of car loan Kasia are:
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 1-7 years
- Affordable interest Rates
- No hidden charges
- Quick approval with minimum documentation
Why Dialabank?
- We let you sit at the comfort of your home and provide you with the loan without any hassle.
- We have tie-ups with top Banks and NBFCs of the country to provide you with the best class service.
- We offer you the lowest rate of interest in the market.
- We Charge no money from our customers for the services that we provide.
- Our team of experts and Relationship managers helps you in every step of the journey to acquire a loan.
Car Loan Kasia Interest Rate
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Car Loan | (1999 - 4999) + Tax |
2%, Nil foreclosure charges after 24 months
|
| Axis Bank Car Loan | 1 % to 2.50% | Nil |
| Private Bank Car Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 36 months
|
| SBI Car Loan | 500/- to 0.50% | Nil |
| Kotak Car Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Car Loan | Nil | Nil |
| Muthoot Car Loan | Nil | Nil |
| Manappauram Car Loan | Nil | Nil |
| PNB Car Loan | 0.70% to 1% | Nil |
| Canara Bank Car Loan | 0.01 | Nil |
| Andhra Bank Car Loan | Nil | Nil |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Kasia Documents Required
Documents required for a car loan are as followed:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Kasia Eligibility Criteria
The car loan eligibility requirements are as followed:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
- Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
How to Apply for a Car Loan in Kasia?
Applying for a car loan with Dialabank.com is an easy process. Follow the steps to apply for a car loan:
- Visit our website www.dialabank.com.
- Click on the auto loan option and select the car loan option on the menu.
- Fill out the form with the necessary details of your loan requirements.
- Please wait for our team of experts to reach to get in touch with you.
- You can also visit the nearest branch or call on 9878981166.
Processing Fees & Prepayment Charges on Car Loan Kasia
| Category | Details |
| Processing Charges |
1999 - 4999 + Tax
|
| Prepayment |
No prepayment is allowed until 12 EMIs are paid
|
| Preclosure |
No foreclosure is allowed until 12 EMIs are paid
|
|
Prepayment Charges
|
13-24 months: 2% of loan principal outstanding
|
|
>36 months: Nil Charges
|
|
| Stamp Duty |
As per state laws
|
| Cheque Bounce Chgs |
₹ 550/chq + GST
|
| Floating Rate of Interest | Not Applicable |
| Overdue EMI Interest |
2% p.m.(on overdue amount)
|
| Amortisation Schedule Chgs | Rs 200 + GST |
CIBIL Score Required for Car Loan in Kasia
CIBIL score reflects your credit history in the past and your defaults in repayment of your previous loans. A good credit score is considered 750 and above as most financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.
A meagre CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.
Car Loan Kasia Contact Number
For loan queries regarding car loans in Kasia, you can call us on 9878981166.
Pre Calculated EMI Table for Car Loan Kasia
| Rate | 5 Yrs | 4 Yrs | 3 Yrs |
| 10.50% | 2149 | 2560 | 3250 |
| 11.00% | 2174 | 2584 | 3273 |
| 11.50% | 2199 | 2608 | 3297 |
| 12.00% | 2224 | 2633 | 3321 |
| 12.50% | 2249 | 2658 | 3345 |
| 13.00% | 2275 | 2682 | 3369 |
| 13.50% | 2300 | 2707 | 3393 |
| 14.00% | 2326 | 2732 | 3417 |
| 14.50% | 2352 | 2757 | 3442 |
| 15.00% | 2378 | 2783 | 3466 |
About Kasia
Kasia is located in the Uttar Pradesh area. Lucknow (Lucknow), the capital of Uttar Pradesh, is around 218 kilometres (136 miles) from Kasia (as the crow flies). The distance between Kasia and India’s capital, New Delhi (New Delhi), is around 604 kilometres / 375 miles (as the crow flies).
Special Note: Banks do not provide Car Loans to bad credit holders, but they can easily fulfil their money requirement with Gold Loan.
Car Loan EMI Calculator