Best Banks for Two Wheeler Loan in Srinagar
Two Wheeler Loan Srinagar Features
Apply for a Two Wheeler Loan
Thinking of purchasing a new bike? But do not have the required finances for it? Do not worry! A Two-Wheeler Loan is available for you. A Two Wheeler Loan is a means of funding or financial help offered by banks and NBFCs to individuals at an affordable rate of interest.
A Two-Wheeler Loan Srinagar helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Srinagar is available for both the salaried as well as for the self-employed individuals.
Some of the main features of a Two Wheeler Loan in Srinagar are:
- Easy and simple processing
- Loan amount disbursed rapidly
- Two Wheeler Loans are available at a reasonable rate of interest
- Easy repayment choices are available for you
- Fulfil your desire for purchasing a new two-wheeler
- Two Wheeler Loans are easily accessible through Dialabank
Two Wheeler Loan Srinagar Interest Rates
Know more about Two Wheeler Loan Interest Rates.
Two Wheeler Loan Srinagar Documents Required
For Salaried:-
- Self Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Earning Proof: Latest 3-month salary slip with form 16
- House Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
For Self Employed:-
- Identification Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Residence Proof(any 1): Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
Know more about Two Wheeler Loan documents required.
Two Wheeler Loan Srinagar Eligibility Criteria
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in job employment and a minimum of 2 years of job
- Minimum Monthly Income: Rs. 7,000
- High CIBIL Score: Get the loan easily
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 3 years
- Minimum Monthly Income: Rs. 6,000
Know more about Two Wheeler Loan eligibility criteria.
Two Wheeler Loan for Top Selling Bikes in Srinagar
Processing Fees / Prepayment Charges on Two Wheeler Loan in Srinagar
The processing fee is the charge taken by the bank for the processing of a two-wheeler loan. This ranges from bank to bank. It is dependent on the loan amount. The processing fee charges for a two-wheeler loan in Srinagar is up to 3% of the loan amount (maximum).
Prepayment charges are the charges you will pay to the bank if you want to pay the loan amount before the time for reducing your interest burden. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two-wheeler loan from Srinagar.
Two Wheeler Loan Srinagar Contact Number
Dialabank is the most trustworthy agent who will serve you in the entire procedure of two-wheeler loan.
You can apply online with Dialabank and get the best offers on a two-wheeler loan with approval instantly, or you can contact on this number for any queries about the two-wheeler loan in Srinagar 9878981166.
Our customer care executive will provide you with guidance and assistance to solve your queries about a two-wheeler loan.
Pre Calculated EMI Table for Two Wheeler Loan Srinagar
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
Two Wheeler Loan EMI Calculator Srinagar
About Srinagar
Srinagar is the largest city and the summer capital of Jammu and Kashmir(Union Territory) of India. It is well known for its natural environments, gardens, waterfronts, and houseboats. Also, it is known for traditional Kashmiri handicrafts like Kashmir Shawls and dried fruits. It has covered in a 294 square kilometres area. It had a population of over one million.
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