Best Banks for Two Wheeler Loan in Sonipat
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Sonipat Features
Thinking of buying a new bike? But do not have the required funds for it? Do not worry! A Two Wheeler Loan is available for you. A Two Wheeler Loan is a means of funding or financial help provided by banks and NBFCs to individuals at a reasonable rate of interest.
A Two Wheeler Loan Sonipat helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Sonipat is available for both the salaried as well as for the self-employed individuals.
Some of the main features of a Two Wheeler Loan in Sonipat are:
- Easy and simple processing
- Loan amount disbursed rapidly
- Two Wheeler Loans are accessible at a reasonable interest rate
- Easy repayment choices are available for you
- Fulfill your desire for buying a new two-wheeler
- Two Wheeler Loans are easily available through Dialabank
Two Wheeler Loan Sonipat Interest Rates
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
Two Wheeler Loan Sonipat Documents Required
For Salaried:-
- Self Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Earning Proof: Latest 3-month salary slip with form 16
- House Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
For Self Employed:-
- Identification Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Residence Proof(any 1): Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
Two Wheeler Loan Sonipat Eligibility Criteria
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in job employment and a minimum of 2 years of job
- Minimum Monthly Income: Rs. 7,000
- High CIBIL Score: Get the loan easily
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 3 years
- Minimum Monthly Income: Rs. 6,000
Two Wheeler Loan for Top Selling Bikes in Sonipat
Processing Fees / Prepayment Charges on Two Wheeler Loan in Sonipat
The processing fee is the fee taken by the bank for the processing of a two-wheeler loan. This alters from bank to bank. It depends on the loan amount. The processing fee charges for a two-wheeler loan in Sonipat is up to 3% of the loan amount (maximum).
Prepayment charges are the charges you will pay to the bank if you want to pay the loan amount before the time for lowering your two-wheeler interest rate. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two-wheeler loan from Sonipat.
Two Wheeler Loan Sonipat Contact Number
Dialabank is the most trustworthy agent who will guide and serve you in the entire processing of two wheeler loan.
You can apply online with Dialabank and get the best offers on a two wheeler loan with instant approval or you can contact this number for any queries about the two wheeler loan in Sonipat 9878981166.
Our customer care representative will provide you with guidance and assistance to solve your queries about a two wheeler loan.
Pre Calculated EMI Table for Two Wheeler Loan Sonipat
Rate | 4 yrs | 3 yrs | 2 yrs | 1 yr |
11.83% | 2625 | 3313 | 4699 | 8876 |
12.00% | 2633 | 3321 | 4707 | 8884 |
12.50% | 2658 | 3345 | 4730 | 8908 |
13.00% | 2682 | 3369 | 4754 | 8931 |
13.50% | 2707 | 3393 | 4777 | 8955 |
14.00% | 2732 | 3417 | 4801 | 8978 |
14.50% | 2757 | 3442 | 4824 | 9002 |
15.00% | 2783 | 3466 | 4848 | 9025 |
15.50% | 2808 | 3491 | 4872 | 9049 |
16.00% | 2834 | 3515 | 4896 | 9073 |
16.50% | 2859 | 3540 | 4920 | 9096 |
17.00% | 2885 | 3565 | 4944 | 9120 |
Two Wheeler Loan EMI Calculator Sonipat
About Sonipat
Sonipat is a city and municipal corporation in Haryana state, India. It falls under the National Capital Region. It is at a distance of 44 kilometers from Delhi and 214 kilometers southwest of Chandigarh. As per the 2011 census, it had a population of 278,149. The Yamuna river along with the eastern boundary.
It is famous for its monsoon time sweet dish ghevar.
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