Best Banks for Two-Wheeler Loan Sangli
|
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two-Wheeler Loan Sangli features
Since two-wheelers have become a necessity for everyone, but the cost of cars is rising rapidly every day. This is where a Two-Wheeler Loan comes into play and your wish to be the driver of your dream car is fulfilled. The principal features of a Sangli two-wheeler loan are:
- Two-wheelers loans at low interest rates
- In Sangli, nearly all major banks and NBFCs offer two-wheel loans
- The documentation process is fast and without any trouble
- Two-wheelers loans are easy to get through DialaBank
The interest rate on the Two-wheeler loan Sangli
|
Bank
|
Processing Fee
|
Prepayment Charges
|
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
|
Kotak Car Loan
|
1% to 2%
|
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
|
|
IIFL Car Loan
|
Nil
|
Nil
|
|
Muthoot Car Loan
|
Nil
|
Nil
|
|
Manappauram Car Loan
|
Nil
|
Nil
|
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
|
Canara Bank Car Loan
|
1%
|
Nil
|
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
Know more about Two Wheeler Loan Interest Rates.
Documents needed for Two-wheeler loan Sangli
For Salaried:-
- Residential Proof: PAN Card / Voters card / Passport Copy / Telephone Bill / Driving license / Electricity Bill / Ration card / Life Insurance Policy
- Bank Details (Statement): Last 6 months.
- Identity to verify Proof: PAN Card, Driving License, Passport copy, Voters ID card
- Income source Proof: Latest 3-month salary slip with form 16
For Self Employed:-
- Proof for verification: Driving License, Voters ID card, PAN Card, Passport copy
- Statement of Bank: Last 6 months.
- Proof of wages: Latest ITR
- Proof of Residence: Voters Card / Passport Copy / Mobile Card Bill / Driving licence / Life Insurance Policy / PAN Card
Know more about Two Wheeler Loan documents required.
Eligibility Requirements for Two-Wheeler Loan Sangli
For Salaried:-
- (Minimum) Age preferred: 21 years
- (Maximum) Age at loan: 65 years
- (Minimum) Employment Needed:1 year of current jobs and 2 years at least
- (Minimum) Annual Wages: Rs 1,00,000 per annum net income
For Self-Employed:-
- (Maximum) Job Detail: 3 years maximum in sales
- (Minimum) Age Required: 21 years
- (Maximum) Age at loan: 65 years
- (Minimum) Annual Net Income: Net benefit for daily two-wheelers and Rs.1,00,000 p.a. Rs. 60,000 p.a .. For superior and medium scale two-wheelers
Know more about Two Wheeler Loan eligibility criteria.
How to Apply for a Two-Wheeler Loan in Sangli?
Sangli is providing a two-wheeler loan with DialaBank is a simple operation. Follow the steps below to get the best deals available:
- Visit our Dialabank website
- Click on the option for a two-wheeler loan in the menu
- Please fill in the two-wheeler form information and your salary
- Wait for our partnership manager to get in contact with you on your supplied number soon.
- In case of any questions concerning the loan, you can also contact our relationship managers at number 9878981166.
- You will have to visit the branch directly to take advantage of a two-wheeler loan offline, which could turn out to be hectic for you.
Two-wheeler Loan for big manufacturers of Two-wheeler in Sangli
Application fees / Two-Wheeler Loan Sangli Prepaid Charges
CIBIL Score needed for Two-Wheeler Loan in Sangli
The CIBIL score is called what determines the ability to make the credits payable. A higher credit score means a strong credit background and makes the application process for a two-wheeler loan smooth and simple to process. Most of the time, banks and NBFCs consider a credit score of 750 and above to be a reasonable score to approve your Sangli loan application form.
This score can vary from bank to bank, again. You would be expected to pay a high rate of interest on the loan sum in case of a bad CIBIL score than the appropriate value, however, if your CIBIL score is decent then you will have to pay a low interest rate. A CIBIL score in a two-wheeler loan is thus a significant factor.
Contact number for Two-wheeler Loan Sangli
If you have any queries regarding the Two-wheeler Loan Sangli, you can contact us for any kind of assistance at the number 9878981166.
Pre Determined EMI Table for Two-Wheeler Loan Sangli
| Rate | 4 yrs | 3 yrs | 2 yrs | 1 yr |
| 11.83% | 2625 | 3313 | 4699 | 8876 |
| 12.00% | 2633 | 3321 | 4707 | 8884 |
| 12.50% | 2658 | 3345 | 4730 | 8908 |
| 13.00% | 2682 | 3369 | 4754 | 8931 |
| 13.50% | 2707 | 3393 | 4777 | 8955 |
| 14.00% | 2732 | 3417 | 4801 | 8978 |
| 14.50% | 2757 | 3442 | 4824 | 9002 |
| 15.00% | 2783 | 3466 | 4848 | 9025 |
| 15.50% | 2808 | 3491 | 4872 | 9049 |
| 16.00% | 2834 | 3515 | 4896 | 9073 |
| 16.50% | 2859 | 3540 | 4920 | 9096 |
| 17.00% | 2885 | 3565 | 4944 | 9120 |
Introduction to Sangli
Sangli is the former capital of the Sangli state (1761–1947). The town’s original name was Sahagalli, which defines the early street plan from the Marathi words Saha (“six”) and Galli (“lanes”), later shortened to Sangli. It contains a temple dedicated to the Hindu god Ganapati (Ganesha) that attracts numerous pilgrims.
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