Best Banks for Two-wheeler Loan Rudrapur
|
Feature
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HDFC Bank
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Private Bank
|
Kotak Mahindra Bank
|
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
|
Min Loan Amt
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Metro : 1 Lac & Non Metro: 75000
|
75000
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75000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
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1 Cr
|
|
Loan Tenure
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Upto 7 Years
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Upto 5 Years
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Upto 5 Years
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|
Processing Fee
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1999 - 4999 + Tax
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0.25% to 1.50%
|
0.25% to 1.50%
|
|
Preclosure Chgs
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2%, Nil after 24 months
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2%, Nil after 36 months
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Nil
|
|
Loan to Value (LTV)
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Upto 100% on Ex- showroom
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Upto 95% on Ex- showroom
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Upto 90% on Ex- showroom
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Two Wheeler Loan Rudrapur Features
Today in this quick forward time who would not like to be speedy? Bikes are the best answer for an effective medium to get things done whenever anyplace. Think about what, regardless of whether you are lacking in bank balance Dialabank got your back, with the least demanding responses to all your bike advance related inquiries.
The Two-Wheeler Loan in Rudrapur through Dialabank is instant and free from hassle. With the time period of one to four years with the provided incentives of a loan for a two-wheeler in Dialabank. Two-wheeler loan Rudrapur makes it flexible for the people of the town to ride their bikes and superbikes on the road with full pleasure. Therefore, the two-wheeler loan Rudrapur specifically, has gotten a great deal.
Two Wheeler Loan Interest Rates
The interest rate for two-wheeler loan Rudrapur Starts at 11.83% p.a.
|
Bank
|
Processing Fee
|
Prepayment Charges
|
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
|
Axis Bank Car Loan
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1 % to 2.50%
|
Nil
|
|
Private Bank Car Loan
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0.25% to 1.50%
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2%, Nil foreclosure charges after 36 months
|
|
SBI Car Loan
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500/- to 0.50%
|
Nil
|
|
Kotak Car Loan
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1% to 2%
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2.25% of foreclosure amount if closed 1 month ahead of the tenure.
|
|
IIFL Car Loan
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Nil
|
Nil
|
|
Muthoot Car Loan
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Nil
|
Nil
|
|
Manappauram Car Loan
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Nil
|
Nil
|
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
|
Canara Bank Car Loan
|
1%
|
Nil
|
|
Andhra Bank Car Loan
|
Nil
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Nil
|
Know more about Two Wheeler Loan Interest Rates.
Two-wheeler Loan Rudrapur Documents Required
For Salaried:-
- Proof of Character: PAN Card, Voters ID card, Passport copy, Driving License
- Essential Document: PAN Card
- Proof of Residence: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Account Statement: Last Six months.
For Self Employed:-
- Character Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement: Previously held 6 months.
Know more about Two Wheeler Loan documents required.
Two Wheeler Loan Rudrapur Eligibility Criteria
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you have an average monthly income of Rs 6000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get approval for the loan easily.
For Salaried:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an average of Rs 7000 on monthly basis.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get approval for the loan easily.
Know more about Two Wheeler Loan eligibility criteria.
Two Wheeler Loan for Top Selling Bikes in Rudrapur
Processing Fees / Prepayment Charges on Two Wheeler Loan Rudrapur
The Processing Fee required for availing Two Wheeler Loan in Rudrapur is 3% of the loan amount.
The Payment Charges are simply processed from 3% to 10% of the outstanding principal of the amount.
And Prepayment Charges include:
- Within 4 to 6 months – 10% of principal pending
- Within 7 to 12 months – 6% of principal pending
- 13-24 months – 5% of principal pending
- Post 24 months – 3% of principal pending
- Prepayment is not allowed within three months of EMI repayment.
Two wheeler Loan Rudrapur Contact Number
In case of any queries regarding the Two Wheeler Loan in Rudrapur, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Rudrapur
| Rate | 4 yrs | 3 yrs | 2 yrs | 1 yr |
| 11.83% | 2625 | 3313 | 4699 | 8876 |
| 12.00% | 2633 | 3321 | 4707 | 8884 |
| 12.50% | 2658 | 3345 | 4730 | 8908 |
| 13.00% | 2682 | 3369 | 4754 | 8931 |
| 13.50% | 2707 | 3393 | 4777 | 8955 |
| 14.00% | 2732 | 3417 | 4801 | 8978 |
| 14.50% | 2757 | 3442 | 4824 | 9002 |
| 15.00% | 2783 | 3466 | 4848 | 9025 |
| 15.50% | 2808 | 3491 | 4872 | 9049 |
| 16.00% | 2834 | 3515 | 4896 | 9073 |
| 16.50% | 2859 | 3540 | 4920 | 9096 |
| 17.00% | 2885 | 3565 | 4944 | 9120 |
About Rudrapur
Rudrapur is situated in the ripe Terai locale over a territory of 27.65 km2. With a populace of 140,857 as per the 2011 statistics of India, Rudrapur is the fifth most crowded city of Uttarakhand. Since the foundation of the State Industrial Development Corporation of Uttarakhand, the city has gone through a quick turn of events, alongside education development and higher business.
One intriguing thing with regards to this territory is that there are some artesian water wells where the underground water comes out itself because of underground water pressure. For this, a well is to be penetrated and an opened packaging pipe is to be brought down to take the water out. In such artesian wells, no siphon is required. In any case, over the most recent twenty years, this auto-stream framework has radically declined, driving Rudrapur into a groundwater crisis
Two Wheeler Loan EMI Calculator
