Best Banks for Two wheeler Loan Ranchi
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Ranchi Features
Today in this snappy forward period who might not want to be quick? Bicycles are the most intelligent response for a viable medium to complete things at whatever point wherever. Consider what, whether or not you are deficient in bank balance Dialabank got your back, with the most direct reactions to all your two wheeler loan Ranchi related inquiries.
Features:
Get a second Two-Wheeler Loan Ranchi from Dialabank in fundamental issue free advances. Dialabank makes you benefit a bicycle advance with a credit residency of 1 year to 4 years with coincidental points of interest that join; most insignificant EMI, and versatility to pick a bicycle eagerly. Dialabank since we grant you to encounter all decisions from successful to shower with the most direct development strategy.
Two Wheeler Loan Interest Rates
The interest rate for two wheeler loan Ranchi Starts at 11.83% p.a.
Know more about Two Wheeler Loan Interest Rates.
Two wheeler Loan Jamshedpur Documents Required
For Salaried:-
- Proof of Character: PAN Card, Voters ID card, Passport copy, Driving License
- Documents required: PAN Card
- Proof of Address: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Statement of Bank: Last 6 months.
For Self Employed:-
- Proof of Character: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
- Proof of Address: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Statement of Bank: Last 6 months.
Know more about Two Wheeler Loan documents required.
Two Wheeler Loan Ranchi Eligibility Criteria
For Salaried:-
- Minimum age- 21 Maximum age- 65 years. Therefore the minimum age criteria would lie to be 21 and a maximum of 65.
- 7000 as the monthly salary employed by the applicant.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
For Self-Employed:-
- Minimum age- 21 Maximum age- 65 years. Therefore the minimum age criteria would lie to be 21 and a maximum of 65.
- 6000 as the monthly salary employed by an applicant.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
Know more about Two Wheeler Loan eligibility criteria.
Two Wheeler Loan for Top Selling Bikes in Ranchi
Processing Fees / Prepayment Charges on Two Wheeler Loan Ranchi
And Prepayment Charges include:
- Within 4 months to half a year – 10% of head remarkable
- Within half to a year – 6% of head remarkable
- a year to two years – 5% of head remarkable
- Post two years – 3% of head remarkable
- Prepayment is not allowed within three months of EMI repayment.
3 percent is the maximum amount in Ranchi as the processing fee on the loan amount.
3% to 10% of the outstanding principal is payment charges.
Two wheeler Loan Ranchi Contact Number
In case of any queries regarding the Two Wheeler Loan in Ranchi, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Ranchi
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Ranchi
Ranchi is the capital of the Indian territory of Jharkhand and the fourth largest city of India by area. Ranchi was the focal point of the Jharkhand movement, which required a different state for the ancestral areas of South Bihar, northern Orissa, western West Bengal, and the eastern zone of what is available day Chhattisgarh. The Jharkhand state was shaped on 15 November 2000 by cutting out the Bihar divisions of Chota Nagpur and Santhal Parganas. Ranchi has been chosen as one of the hundred Indian urban communities to be created as a brilliant city under PM Narendra Modi’s leader Smart Cities Mission.
Two Wheeler Loan EMI Calculator