Best Banks for Two-wheeler Loan Panchkula
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Panchkula Features
In today’s fast-moving world we all are busy and contentious using all our energy for our work-life balance, but to have this work-life balance in proper momentum we need to travel a lot and that too on the daily basis and in today’s travelling and daily commuting time, we can’t wait much for public transportation options and local travelling options and hence, Two-wheeler is the best solution for an efficient medium to run anytime anywhere. Guess what, to help you in this issue reach out to Dialabank, with the easiest answers to all your two-wheeler loan related queries.
Get instant Two wheeler loan from Dialabank in simple hassle-free steps. Dialabank helps you to avail a two-wheeler loan with a loan tenure of 1 year to 4 years with fringe benefits that include; basic loan documents, lowest EMI, and flexibility to choose a two-wheeler of your own choice like, Here you go on roads with your personal (bike, scooter, superbikes, etc.) on roads with Dialabank since we allow you to go through all options from efficient to luxurious with the most transparent loan procedure.
Two Wheeler Loan Panchkula Interest Rates
The interest rate for two-wheeler loan in Panchkula Starts at 11.83% p.a.
Two-wheeler Loan Panchkula Documents Required
For Salaried:-
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Compulsory Document: PAN Card
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Bank Statement: Last 6 months.
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
Two Wheeler Loan Panchkula Eligibility Criteria
For Salaried:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you have an average monthly income of Rs 7000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an average of Rs 6000 on monthly basis.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
Two Wheeler Loan Panchkula for Top Selling Bikes
Processing Fees / Prepayment Charges on Two Wheeler Loans in Panchkula
The Processing Fee required for availing Two Wheeler Loan in Panchkula is 3% of the loan amount (maximum).
The Payment Charges are simply processed from 3% to 10% of the outstanding principal.
And Prepayment Charges include:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two-wheeler Loan in Panchkula Contact Number
In case of any queries regarding the Two Wheeler Loan in Panchkula, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Panchkula
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Panchkula
Panchkula is a beautiful city in Haryana, where five irrigation canals meet. the city is also surrounded by some major cities in Haryana like Chandigarh, Mohali, and Zirakpur. This city is also important to headquarter of the Indian army as northern India is having international borders with neighbouring countries. The city is planned like Chandigarh as in sector system and not like other regular cities in India.
Two Wheeler Loan EMI Calculator