Best Banks for Two Wheeler Loan in Nashik
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Nashik Features
Considering buying another vehicle? Be that as it may, don’t have the crucial assets for it? Put forth an attempt not to push! A vehicle credit is here for you. A vehicle advance is a procedure for supporting or money related assistance given by banks and NBFCs to the candidates at a reasonable pace basic to help them in purchasing a vehicle, regardless of whether new or utilized.
Since vehicles have become a prerequisite for everybody, besides the expense of vehicles is ending up being a quickly ventured by step. This is the detect a vehicle credit transforms into an essential factor and satisfies your longing to be the proprietor of your fantasy vehicle. The significant highlights of a vehicle credit in Nashik are:
- Vehicle credits are open at low advance costs
- Basically, all basic banks and NBFCs offer vehicle credits in Nashik
- The documentation cycle is vivacious and aggravates free
- Vehicle drives are feasibly accessible through Dialabank
Two Wheeler Loan Nashik Interest Rate
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
Two Wheeler Loan Nashik Documents Required
For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Compulsory Document: Pan Card
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Two Wheeler Loan Nashik Eligibility Criteria
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs 1,00,000 net annual income
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: at smallest 3 years in sales
- Minimum Annual Income: Net profit Rs. 60,000 p.a for regular cars and Rs.1,00,000 p.a. for mid-sized and superior cars
Two Wheeler Loan for Top Selling Bikes in Nashik
Processing Fees / Prepayment Charges on Two Wheeler Loan Nashik
The processing fee charges on a two-wheeler loan in Nashik are Up to 3% of the loan amount (maximum). Prepayment Charges are Within 4 to 6 months – 10% of principal outstanding Within 7 to 12 months – 6% of principal outstanding 13-24 months – 5% of principal outstanding Post 24 months – 3% of principal outstanding
Prepayment is not allowed within three months of EMI repayment.
Two Wheeler Loan Nashik Contact Number
In the event of any questions with respect to the vehicle credit in Nashik, you may contact the number 9878981166 for such help.
Pre Calculated EMI Table for Two Wheeler Loan Nashik
Rate | 4 yrs | 3 yrs | 2 yrs | 1 yr |
11.83% | 2625 | 3313 | 4699 | 8876 |
12.00% | 2633 | 3321 | 4707 | 8884 |
12.50% | 2658 | 3345 | 4730 | 8908 |
13.00% | 2682 | 3369 | 4754 | 8931 |
13.50% | 2707 | 3393 | 4777 | 8955 |
14.00% | 2732 | 3417 | 4801 | 8978 |
14.50% | 2757 | 3442 | 4824 | 9002 |
15.00% | 2783 | 3466 | 4848 | 9025 |
15.50% | 2808 | 3491 | 4872 | 9049 |
16.00% | 2834 | 3515 | 4896 | 9073 |
16.50% | 2859 | 3540 | 4920 | 9096 |
17.00% | 2885 | 3565 | 4944 | 9120 |
About Nashik
Nashik is an antiquated blessed city in Maharashtra, a state in western India. It’s known for its connection to the “Ramayana” epic sonnet. On the Godavari River is Panchavati, a sanctuary complex. Close by, Lord Rama was thought to have washed at Ram Kund water tank, today went to by Hindu fans. Shri Kalaram Sansthan Mandir is an old sanctuary to Rama, while Rama and Sita are said to have been revered at Sita Gufaa caverns.
Two Wheeler Loan EMI Calculator Nashik
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