Best Banks for Two-wheeler Loan Karad
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two wheeler loan karad has been easy to be credited in the town with the immediate help and facilities provided by the Dialabank. Dialabank makes your dream of traveling without facing the traffic in a two wheeler of your choice.
Two Wheeler Loan Karad Features
Get moment Two wheeler loan in Karad from Dialabank in straightforward problem-free advances. Dialabank causes you to profit a bike credit with an advanced residency of 1 year to 4 years with incidental advantages that incorporate; fundamental advance reports, most minimal EMI, and adaptability to pick a bike willingly. Here you go on streets with your own (bicycle, bike, superbikes, and so on.) on streets with Dialabank since we permit you to experience all alternatives from proficient to extravagant with the most straightforward advance technique.
Two Wheeler Loan Interest Rates
The Two wheeler interest rate in Karad Starts at 11.83% p.a.
Two wheeler Loan Karad Documents Required
For Salaried:-
- Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
- Mandatory Document: PAN Card
- Proof of Residence: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Bank Statement: Previous six months
For Self Employed:-
- Character Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Documents Mandatory: PAN Card
- Statement of Bank: previous six months
- Residence Proof: Life Insurance policy/ Voters ID / Passport Copy / Ration card / Driving license / Electricity Bill
Eligibility Criteria for two wheeler loan Karad
For Salaried:
- If you have an average monthly income of Rs 7000.
- The Two wheeler loan eligibility of getting has directly been affected by the CIBIL code. The higher the CIBIL code, the higher the chances of loan approval.
- The age must be from 21 to 65 years.
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an average of Rs 6000 on monthly basis.
- The eligibility of getting a loan hs directly been affected by the CIBIL code. The higher the CIBIL code, the higher the chances of loan approval.
Two Wheeler Loan for Top Selling Bikes in Karad
Processing Fees / Prepayment Charges on Two Wheeler Loan Karad
The processing fee of the advance stills maximum at 3 per cent of the loan amount.
The Payment Charges lie between 3 to 10 per cent of the outstanding amount.
And Prepayment Charges include:
- Within 4 to 6 months – 10% of the left principal
- Within 7 to 12 months – 6% of the left principal
- 13-24 months – 5% of the left principal
- Post 24 months – 3% of the left principal
- Prepayment is not allowed within three months of EMI repayment.
Two-wheeler Loan Karad Contact Number
In case of any queries regarding the Two Wheeler Loan Karad, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Karad
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Karad
Karad is a city in the Satara region in the southern piece of the Indian province of Maharashtra and it is 320 km (180.19 miles) from Mumbai and 159 km from Pune. It lies at the conjunction of Koyna River and the Krishna River known as the “Priti Sangam”. The two streams begin at Mahabaleshwar (a popular slope station in Satara-Maharashtra), which is around 100 km from Karad. They separate at their starting point and travel for about a similar separation to meet again in Karad. The waterways meet precisely head-on, in this manner shaping letter “T” which is the main head on conversion on the planet. Consequently, Krishna and Koyna stream’s juncture is called Preeti Sangam.
Two Wheeler Loan EMI Calculator