Best Banks for Two Wheeler Loan in Thane
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan in Thane Features
Today in this quick forward period, who would not like to be speedy? Bikes are the best answer for an effective medium to get things done whenever anyplace. Think about what, regardless of whether you lack in bank balance, Dialabank got your back, with the most straightforward responses to all your bike credit and two-wheeler loan in Thane precisely, related inquiries.
Get moment Two-wheeler advance from Dialabank in straightforward issue free advances. Dialabank encourages you to profit a two-wheeler loan in Thane and bike credit with an advance residency of 1 year to 4 years with incidental advantages that incorporate; essential advance reports, most minimal EMI, and adaptability to pick a bike voluntarily. Here you go on streets with your own (bicycle, bike, superbikes, and so on.) on streets with Dialabank since we permit you to experience all choices from productive to sumptuous with the most straightforward advanced methodology for two-wheeler loan in Thane.
Two Wheeler Loan Interest Rates
The interest rate for two-wheeler loans in Thane Starts at 11.83% p.a.
Know More – Two-wheeler Loan interest rate
Two Wheeler Loan Thane Documents Required
Documents required for a two-wheeler loan are as follows:
For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Necessary Document: PAN Card
- Address Proof: Driving license / Passport Copy /Voters card/ Ration card / Electricity Bill / Life Insurance Policy/Telephone bill
- Bank Statement: Recent six month
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Compulsory Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement: Recent 6 months.
Two Wheeler Loan Thane Eligibility Criteria
The two-wheeler loan eligibility requirements are as follows:
For Salaried:-
- The monthly income should be at least an average of 7000.
- 21 should be the minimum age and 65 maximum age of an applicant.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get approval for the loan quickly.
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an average of Rs 6000 on a monthly basis.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get approval for the loan easily.
Two Wheeler Loan for Top Selling Bikes in Thane
Processing Fees / Prepayment Charges on Two Wheeler Loans in Thane
The Processing Fee required for benefiting Two Wheeler Loan in Thane is 3% of the advance sum (most extreme).
The Payment Charges are essentially handled from 3% to 10% of the extraordinary head for a two-wheeler loan in Thane.
What’s more, Prepayment Charges include:
- Inside 4 to a half years – 10% of head extraordinary
- Inside 7 to a year – 6% of head extraordinary
- 13 two years – 5% of head extraordinary
- Post two years – 3% of head extraordinary
Prepayment isn’t permitted inside a quarter of a year of EMI reimbursement.
Two Wheeler Loan in Thane Contact Number
In case of any queries regarding the Two Wheeler Loan in Thane, you may contact on the number 9878981166 for any assistance, or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Thane
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Thane
Thane is a city simply outside Mumbai, in the western Indian territory of Maharashtra. It’s known as the ‘City of Lakes, and it’s in excess of 30 lakes incorporate tree-lined Upvan Lake, a famous recreational spot. Alongside Talao Pali Lake, Kopineshwar Mandir is an old, domed Hindu sanctuary devoted to Lord Shiva. Toward the west, panthers, monkeys, and parakeets occupy the teak timberland and bamboo forests of Sanjay Gandhi National Park.
Thane’s lakes incorporate Masunda Lake, otherwise called Talao Pali, Kachrali Lake, and Upvan Lake. Talao Pali is a mainstream evening spot for Thane, with three exceptional structures on its banks. Oldest is St.John the Baptist church, worked by the Portuguese in 1582, which is one of the legacy structures in Thane. Another is the Kopineshwar Temple on the banks of Masunda Lake is the most seasoned sanctuary in the whole locale of Thane. It was constructed and redesigned in around 1750 by Chimajji Appa, and the third is Gadkari Rangaytan, a famous dramatization lobby for Marathi shows.
Two Wheeler Loan EMI Calculator
FAQs on Two Wheeler Loan in Thane
✅ Can I pre-pay a Two Wheeler Loan?
Yes, you can generally pre-pay a Two Wheeler Loan if you wish to. However, the bank may charge a prepayment fee when you do so.
✅ Can a two-wheeler loan fund my vehicle purchase completely?
Most banks offer to fund up to 85% or even 90% of the vehicle cost. However, some lenders may even fund 100% of the amount while charging some additional costs and adding some conditions to it.
✅ What if I’m not able to repay my loan on time?
If you are not able to repay your loan amount on time, the bank will get the authority to sell off your bike to recover the lost debt. Your CIBIL score will be impacted negatively, making it difficult for you to avail of loans in the future.