Two Wheeler Loan in Srinagar @12% Interest Rate

Two Wheeler Loan in Srinagar

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Best Banks for Two Wheeler Loan in Srinagar

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Two Wheeler Loan in Srinagar Features

Thinking of purchasing a new bike? Do you have the requirement of funds for it? Do not worry! A Two Wheeler Loan is convenient. A Two Wheeler Loan is a means of funding or financing help offered by banks and NBFCs to individuals at a reasonable rate of interest.

A Two wheeler loan in Srinagar helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Srinagar is available for both the salaried as well as for the self-employed individuals.

Some of the main features of a Two Wheeler Loan in Srinagar are:

Simple and easy processing
Loan amount disbursed speedily
Two Wheeler Loans are available at a reasonable rate of interest
Easy refund options are accessible for you
Fulfil your desire for purchasing a new two-wheeler
Two Wheeler Loans are available through Dialabank easily

Two Wheeler Loan in Srinagar Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

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Know More – Two-wheeler Loan interest rate

Two Wheeler Loan in Srinagar Documents Required

Documents required for a two-wheeler loan are as followed:

For Salaried:-

Proof of Self: PAN Card, Voters ID card, Passport copy, Driving License
Proof of Earning: Latest 3-month salary slip with form 16
Proof of Residential Place: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
Compulsory Document: PAN Card
Bank Statement: Last 3 months.

For Self Employed:-

Name Proof: PAN Card, Voters ID card, Passport copy, Driving License
Residence Evidence(any 1): Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
Compulsory Document: PAN Card
Bank Statement: Last 3 months.

Two Wheeler Loan in Srinagar Eligibility Criteria

The two-wheeler loan eligibility requirements are as followed:

For Salaried:-

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in job and 2 years of job minimum
Minimum Monthly Income: Rs. 7,000
High CIBIL Score: Get the loan easily

For Self-Employed:-

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 3 years
Minimum Monthly Income: Rs. 6,000

Two Wheeler Loan for Top Selling Bikes in Srinagar

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Processing Fees / Prepayment Charges on Two Wheeler Loan in Srinagar

The processing fee is the fee or charge taken by the bank for the processing of a two-wheeler loan. This ranges from bank to bank and depends on the loan amount. The processing fee charges for a two-wheeler loan in Srinagar is up to 3% of the loan amount (maximum).

Prepayment charges are the charges you will pay to the bank if you want to pay the loan amount before the time for lessening your interest burden. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two-wheeler loan from Srinagar.

Two Wheeler Loan in Srinagar Contact Number

Dialabank is the most trustworthy agent who will serve you in the entire procedure of a two-wheeler loan. You can apply online with Dialabank and avail of the best offers on a two-wheeler loan with approval instantly or you can contact this number for any queries about the two-wheeler loan in Srinagar: 9878981166.

Our customer care representative will offer you guidance and assistance to solve your queries about a two-wheeler loan.

Pre Calculated EMI Table for Two Wheeler Loan in Srinagar

Rate	4 yrs	3 yrs	2 yrs	1 yr
11.83%	2625	3313	4699	8876
12.00%	2633	3321	4707	8884
12.50%	2658	3345	4730	8908
13.00%	2682	3369	4754	8931
13.50%	2707	3393	4777	8955
14.00%	2732	3417	4801	8978
14.50%	2757	3442	4824	9002
15.00%	2783	3466	4848	9025
15.50%	2808	3491	4872	9049
16.00%	2834	3515	4896	9073
16.50%	2859	3540	4920	9096
17.00%	2885	3565	4944	9120

Two Wheeler Loan EMI Calculator Srinagar

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About Srinagar

Srinagar is the largest city in Jammu and Kashmir, India. Srinagar is known as the summer capital of India. The city is in the Kashmir Valley on the bank of River Jhelum. Srinagar is the most beautiful and famous for its natural environments, gardens, waterfronts, and houseboats. Srinagar is the northernmost city with a population of over 1 million people.