Two Wheeler Loan in Patna

Best Banks for Two Wheeler Loan in Patna

Two Wheeler Loan Patna Features

Only thinking about buying a new Two Wheeler? But don’t they have the funds needed for it? Make no worries! For you, there is a Two Wheeler loan here. A Two Wheeler loan is a form of financing or financial assistance given to the applicants by banks and NBFCs at a reasonable interest rate to help them purchase a Two Wheeler, whether new or used. Since Two Wheelers have become a requirement for everyone, but Two Wheeler costs are rising increasingly daily. A Two Wheeler loan comes now and meets your ambition to be the holder of your Two Wheeler fantasy.

A Two Wheeler loan in Patna has the key features of:

• Low-interest loans are available on Two Wheelers
• Quick all major banks and NBFCs in Patna offer Two Wheeler loans
• The documentation process is fast and effortless
• Two Wheeler loans are easy to obtain via DialaBank

Two Wheeler Loan Patna Interest Rate

Know More – Two wheeler Loan interest rate

Two Wheeler Loan Patna Documents Required

Documents required for a two wheeler loan are as followed:

For Salaried:-

• “Bank” Statement: Last 6 months.
• “Recognition” Evidence: Passport copy, PAN Card, Voter ID card, Driving licence
• “wage costs” proof: last 3-month drop of compensation with form 16
• “apartment / household” proof: driving licence / Voter Card / Telephone Bill / Life Insurance Policy / Visa Copy / Registration certificate

For Self Employed:-

• “payroll / Wages” Evidence: The latest ITR
• “appreciation”: PAN Card, drivers licence, Voters ID Card, statement of purpose
• “Address/Residence” Proof: Voters card / PAN Card / Ration card / Telephone Bill / Passport Copy/ Electricity Bill / Life Insurance Policy /Driving license
• “Bank” Statement: Last 6 months.

Two Wheeler Loan Patna Eligibility Criteria

The two wheeler loan eligibility requirements are as followed:

For Salaried:-

1. “Minimum” age: 21 years
2. “Minimum” Annual Income: Rs 1,00,000 net annual income
3. “Minimum” labour force: 1 year in the current profession and an equal to 2 years of service
4. The lifespan of “full” at loan maturity: 65 years

For Self-Employed:-

1. Initial age: 21
2. Minimum employment: Minimum 3 years in sales
3. Age limit at maturity of loan: 65 years
4. Average annual income: Rs. 60,000 p.a. net profit for standard Two Wheeler and Rs.1,00,000 p.a .. For superior and medium-sized Two Wheeler

How to Apply for Two Wheeler Loan in Patna?

Delivering a Two Wheeler Patna loan with Dialabank is a simple operation. Follow the steps below to get the best deals:

• Go on our website Dialabank
• Click on the double-wheeler loan option in the menu
• Fill out the information about the model of Two Wheeler and your income
• Wait for our relationship manager to get in contact with you on your assigned number soon.
• In case of any questions about the loan, you can also contact our relationship managers at number 9878981166.
• To make use of an offline Two Wheeler loan, you’ll need to visit the branch directly, which might turn out to be hectic for you.

Two Wheeler Loan for Major Two Wheeler Manufacturers in Patna

Processing Fees / Prepayment Charges on Two Wheeler Loan in Patna

CIBIL Score Required for Two Wheeler Loan in Patna

The Cibil score is called what determines the ability to make the credits payable. A higher credit score means a strong credit background and makes the application process for a Two Wheeler loan smooth and simple to process. Most of the time, banks and NBFCs consider a credit score of 750 and above to be a reasonable score for approving your Patna loan application.

This score can vary from bank to bank, again. You would be expected to pay a high rate of interest on the loan sum in case of a bad CIBIL score than the appropriate value. However, if your CIBIL score is decent, then you will have to pay a low-interest rate. A CIBIL score in a Two Wheeler loan is thus a significant factor.

Two Wheeler Loan Patna Contact Number

If you’ve any requests related to the Two Wheeler loan in Patna, you should email for cooperation of any kind on the phone 9878981166.

Pre Calculated EMI Table for Two Wheeler Loan Patna

About Patna

Also, Patna is one of the world’s oldest permanently inhabited areas. Patna played a crucial role in the fight for Indian independence. Patna, once named Pataliputra, the capital of Bihar, is one of the oldest capital cities in the world with an imperial metropolis an unbroken history of several centuries. An exceptionally fertile arched strip of land along the Ganga river.

Two Wheeler Loan EMI Calculator

FAQs for Two Wheeler Loan:

✅ Why should I apply for a Two Wheeler Loan in Patna?

Owning a Two Wheeler in Patna can make you feel confident and independent. However, paying for it out of your own pocket can make it a financial burden for you, and the Patna Two Wheeler loan helps you pay for the vehicle through easily affordable monthly payments.

✅ Can a Two Wheeler Loan in Patna fund my vehicle purchase completely?

Most banks in Patna offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Patna even fund for the 100% amount but charge some additional costs and add some conditions to it.

✅ What costs will a Two Wheeler Loan in Patna cover?

A Two Wheeler loan in Patna will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Patna if your bank has a tie-up with a particular Two Wheeler company.