Best Banks for Two Wheeler Loan in Noida
Two Wheeler Loan in Noida Features
Thinking of purchasing a new bike? But do not have the required finances for it? Do not worry! A Two Wheeler Loan is convenient for you. A Two Wheeler Loan is a means of funding or financial help provided by banks and NBFCs to individuals at a reasonable rate of interest.
A Two Wheeler Loan in Noida helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Noida is available for both the salaried as well as for the self-employed individuals.
Some of the main features of a Two Wheeler Loan in Noida are:
- Easy and smooth processing
- Disbursal of Loan amount quickly
- Two Wheeler Loans are available at an affordable interest rate
- Easy repayment choices are available for you
- Fulfil your desires and aspirations for buying a new two-wheeler
- Two Wheeler Loans are easily convenient through Dialabank
Two Wheeler Loan in Noida Interest Rates
Know More – Two wheeler Loan interest rate
Two Wheeler Loan in Noida Documents Required
Documents required for a two wheeler loan are as followed:
For Salaried:-
- Self Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Earning Proof: Latest 3-month salary slip with form 16
- Residential Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
For Self Employed:-
- Recognition Proof: PAN Card, Voters ID card, Passport copy, Driving License
- House Proof(any 1): Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Compulsory Document: PAN Card
- Bank Statement: Last 3 months.
Two Wheeler Loan in Noida Eligibility Criteria
The two wheeler loan eligibility requirements are as followed:
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in the job and a minimum of 2 years of job
- Minimum Monthly Income: Rs. 7,000
- High CIBIL Score: Get the loan easily
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 3 years
- Minimum Monthly Income: Rs. 6,000
Two Wheeler Loan for Top Selling Bikes in Noida
Processing Fees / Prepayment Charges on Two Wheeler Loan in Noida
The processing fee is the fee taken by the bank for the processing of a two-wheeler loan. This differs from bank to bank and depends on the loan amount. The processing fee charges for a two-wheeler loan in Noida is up to 3% of the loan amount (maximum).
Prepayment charges are the charges you will pay to the bank if you want to pay the loan amount before the time for lowering your interest burden. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two-wheeler loan from Noida.
Two Wheeler Loan in Panipat Contact Number
Dialabank is the most trustworthy agent who will guide you in the entire processing of a two-wheeler loan.
You can apply online with Dialabank and get the best offers on a two-wheeler loan with approval rapidly, or you can contact this number for any queries about the two-wheeler loan in Panipat 9878981166.
Our customer care representative will provide you with guidance and assistance to solve your queries about a two-wheeler loan.
Pre Calculated EMI Table for Two Wheeler Loan in Noida
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
Two Wheeler Loan EMI Calculator Noida
Eligibility for Two Wheeler Loan in Noida
- At the time of application, the applicant should be of 21 years.
- After that, the applicant should have citizenship in India.
- The applicant should be working somewhere.
- The CIBIL score of the applicant should be good.
- The maximum age of the applicant can be 65 years.
- The applicant’s minimum income should be Rs. 7000 per month at least.
- For a self-employed applicant, the income should be Rs. 6000 per month.
Two Wheeler Loan in Other Cities
Two Wheeler Loan Faridabad | Two Wheeler Loan Vadodara |
Two Wheeler Loan Delhi | Two Wheeler Loan Rajkot |
Two Wheeler Loan Goa | Two Wheeler Loan Navsari |
Two Wheeler Loan Vapi | Two Wheeler Loan Mehsana |
FAQs for Two Wheeler Loan:
✅ Why should I apply for a Two Wheeler Loan in Noida?
Owning a Two Wheeler in Noida can make you feel confident and independent. However, paying for it out of your own pocket can make it a financial burden for you, and the Noida Two Wheeler loan helps you pay for the vehicle through easily affordable monthly payments.
✅ Can a Two Wheeler loan from Noida fund my vehicle purchase completely?
Most banks in Noida offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Noida even fund for the 100% amount but charge some additional costs and add some conditions to it.
✅ What costs will a Two Wheeler Loan in Noida cover?
A Two Wheeler loan from Noida will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Noida if your bank has a tie-up with a particular Two Wheeler company.