Best Banks for Two-wheeler Loan in Gurgaon
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan in Gurgaon Features
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Two Wheeler Loan Interest Rates
The interest rate for a two-wheeler loan in Gurgaon Starts at 10.50% p.a.
To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate
Two-wheeler Loan in Gurgaon Documents Required
Click here to know more about Two Wheeler Loan Documents Required
For Salaried:-
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
- Compulsory Document: PAN Card
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
For Self Employed:-
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
Two Wheeler Loan in Gurgaon Eligibility Criteria
Click here to know more about Two Wheeler Loan Eligibility
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you have an average monthly income of Rs 6000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
For Salaried:-Set featured image
- The applicant should be of at least 21 years of age and a maximum of 65 years of age.
- If you have an average monthly income of Rs 7000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
Two Wheeler Loan for Top Selling Bikes in Gurgaon
Processing Fees / Prepayment Charges on Two Wheeler Loans in Gurgaon
The Processing Fee that is necessary to avail the Two Wheeler Loan in Gurgaon is 3 percent of the loan amount (maximum).
The Payment Charges are simply processed from 3% to 10% of the outstanding principal.
What more, Prepayment Charges include:
- Within 4 months to half-year – 10% of head unsettled
- Within 7 to a year– 6% of head unsettled
- a year to two years – 5% of head unsettled
- Post 24 months – 3% of head unsettled
- Prepayment isn’t permitted inside a quarter of a year of EMI reimbursement.
Two-wheeler Loan in Gurgaon Contact Number
In case of any queries regarding the Two Wheeler Loan in Gurgaon, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan in Gurgaon
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Gurgaon
Gurgaon is a city only southwest of New Delhi in northern India. It’s known as a money related and innovation center. The Kingdom of Dreams is an enormous complex for dramatic shows. Sheetala Mata Mandir is an orange-and-white-striped Hindu sanctuary. Gurugram District has seen an amazing development in all circles of advancements, especially in industry and urbanization. Today, it has become a center of worldwide organizations, venture monsters, call focuses, programming organizations, shopping centers, and high rises. Gurugram is deliberately situated with its limits contacting Rajasthan, Uttar Pradesh, and Delhi.
Two Wheeler Loan EMI Calculator
FAQs for Two Wheeler Loan in Gurgaon:
✅ Why should I apply for a Two Wheeler Loan in Gurgaon?
Owning a Two Wheeler Loan in Gurgaon can make you feel confident and independent. However, to pay for it out of your own pocket can make it a financial burden for you and the Gurgaon Two Wheeler Loan loan helps you pay for the vehicle through easily affordable monthly payments.
✅ Can a Two Wheeler Loan loan from Gurgaon fund my vehicle purchase completely?
Most banks in Gurgaon offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Gurgaon even fund for the 100% amount but charge some additional costs and add some conditions to it.
✅ What costs will a Two Wheeler Loan in Gurgaon cover?
A Two Wheeler Loan loan from Gurgaon will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Gurgaon if your bank has a tie-up with a particular Two Wheeler Loan company.