Best Banks for Two Wheeler Loan in Amritsar
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan in Amritsar Features
Today in this quick forward period who would not like to be fast? Bikes are the best answer for an effective medium to get things done whenever anyplace. Think about what, regardless of whether you are lacking in bank balance Dialabank got your back, with the most straightforward responses to all your Two Wheeler Loan in Amritsar related questions.
Get moment Two Wheeler advance from Dialabank in basic problem-free advances. Dialabank causes you to profit a bike advance with a credit residency of 1 year to 4 years with incidental advantages that incorporate; fundamental advance archives, most minimal EMI, and adaptability to pick a bike willingly. Here you go on streets with your own two wheelers on streets with Dialabank since we permit you to experience all choices from effective to lavish with the most straightforward advance method.
Two Wheeler Loan Interest Rates
The interest rate for a Two Wheeler loan in Amritsar Starts at 11.80% p.a.
To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate
Two Wheeler Loan in Amritsar Documents Required
Click here to know more about Two Wheeler Loan Documents Required
For Salaried:-
- Identity Proof: Driving Licence, PAN Card, Voter ID, Passport copy
- Bank Statement: Of the last six months
- Address Proof: Passport copy/Life Insurance policy/ Telephone bill/ Voters ID/ Ration Card/ Electricity bill/ Driving Licence
- Compulsory Document: PAN Card
For Self Employed:-
- Identity Proof: Driving Licence, PAN Card, Voter ID, Passport copy
- Required Document: PAN Card
- Bank Statement: Last 6 months.
- Address Proof: Passport copy/Life Insurance policy/ Telephone bill/ Voters ID/ Ration Card/ Electricity Bill/ Driving Licence
Two Wheeler Loan in Amritsar Eligibility Criteria
Click here to know more about Two Wheeler Loan Eligibility
For Salaried:-
- The candidate ought to be in any event 21 years old and a limit of 65 years old.
- On the off chance that you have a normal month to month salary of Rs 7000.
- CIBIL Score directly affects your qualification for the credit. In the event that you have a high CIBIL score, you can get the endorsement for the credit without any problem.
For Self-Employed:-
-
The candidate ought to be of in any event 21 years old and a limit of 65 years old.
On the off chance that you have a normal month to month salary of Rs 6000.
CIBIL Score directly affects your qualification for the credit. In the event that you have a high CIBIL score, you can get the endorsement for the credit without any problem.
Two Wheeler Loan for Top Selling Bikes in Amritsar
Processing Fees / Prepayment Charges on Two Wheeler Loans in Amritsar
The Processing Fee required for benefiting Two Wheeler Loan in Amritsar is 3% of the advance sum (greatest).
The Payment Charges are basically handled from 3% to 10% of the remarkable head.
Also, Prepayment Charges include:
- Inside 4 to a half year – 10% of head exceptional
- Inside 7 to a year – 6% of head exceptional
- 13 two years – 5% of head exceptional
- Post two years – 3% of head extraordinary
Prepayment isn’t permitted inside a quarter of a year of EMI reimbursement.
Twowheeler Loan in Amritsar Contact Number
In case of any queries regarding the Two Wheeler Loan in Jamshedpur, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan in Amritsar
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Amritsar
Amritsar, city, northern Punjab state, northwestern India. It lies around 15 miles (25 km) east of the fringe with Pakistan. Amritsar is the biggest and most significant city in Punjab and is a significant business, social, and transportation focus. It is likewise the focal point of Sikhism and the site of the Sikhs’ chief spot of love—the Harmandir Sahib, or Golden Temple. Amritsar not exclusively is home to a huge number of Sikhs yet in addition is the main journey objective for Sikhs living somewhere else in India and abroad. The chief concentration for those travellers is the Golden Temple and its complex of a few nearby structures situated around the tank.
Two Wheeler Loan EMI Calculator
FAQs for Two Wheeler Loan:
✅ Why should I apply for a Two Wheeler Loan in Amritsar?
Owning a Two Wheeler in Amritsar can make you feel confident and independent. However, to pay for it out of your own pocket can make it a financial burden for you and the Amritsar Two Wheeler loan helps you pay for the vehicle through easily affordable monthly payments.
✅ Can a Two Wheeler loan from Amritsar fund my vehicle purchase completely?
Most banks in Amritsar offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Amritsar even fund for the 100% amount but charge some additional costs and add some conditions to it.
✅ What costs will a Two Wheeler Loan in Amritsar cover?
A Two Wheeler loan from Amritsar will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Amritsar if your bank has a tie-up with a particular Two Wheeler company.