Best Banks for Two wheeler Loan in Agra
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan in Agra Features
In today’s fast-moving world we all are busy and contentious using all our energy for our work-life balance, but to have this work-life balance in proper momentum we need to travel a lot and that too on the daily basis and in today’s travelling and daily commuting time, we can’t wait much for public transportation options and local travelling options and hence, Two-wheeler is the best solution for an efficient medium to run anytime anywhere. Guess what, to help you in this issue reach out to Dialabank, with the easiest answers to all your two-wheeler loan related queries.
Get an instant Two wheeler loan from Dialabank in simple hassle-free steps. Dialabank helps you to avail of a two-wheeler loan with a loan tenure of 1 year to 4 years with fringe benefits that include; basic loan documents, the lowest EMI, and flexibility to choose a two-wheeler of your own choice. Here you go on roads with your personal (bike, scooter, superbikes, etc.) on roads with Dialabank since we allow you to go through all options from efficient to luxurious with the most transparent loan procedure.
Two Wheeler Loan in Agra Interest Rates
The interest rate for a two-wheeler loans in Agra Begins at 11.83% p.a.
To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate
Two Wheeler Loan in Agra Documents Required
Click here to know more about Two Wheeler Loan Documents Required
For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Compulsory Document: PAN Card
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
Two Wheeler Loan in Agra Eligibility Criteria
Click here to know more about Two Wheeler Loan Eligibility
For Salaried:-
- The applicant should be of at least 21 years of age and a peak of 65 years of age.
- If you have an average monthly salary of Rs 7000.
- CIBIL Score has a direct bearing on your eligibility for the loan. If you have a huge CIBIL score, you can get the support for the loan easily.
For Self-Employed:-
- The candidate should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an aggregate of Rs 6000 on monthly basis.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a huge CIBIL score, you can get the support for the loan easily.
Two Wheeler Loan in Agra for Top Selling Bikes
Two Wheeler Loan EMI Calculator
Processing Fees / Prepayment Charges on Two Wheeler Loans in Agra
The Processing Fee needed for availing Two Wheeler Loan in Agra is 3% of the loan amount (maximum).
The Payment Charges are simply prepared from 3% to 10% of the outstanding principal.
And Prepayment Charges cover:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two wheeler Loan in Agra Contact Number
In case of any queries about the Two Wheeler Loan in Agra, you may contact on the number 9878981166 for any sort of help or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Agra
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Agra
Agra is a city on the shores of the Yamuna river in the Agra district of the Indian state of Uttar Pradesh. It is 206 kilometres south of the national city of New Delhi. Agra is the fourth-most populated city in Uttar Pradesh and 24th in India.
FAQs on Two Wheeler Loan in Agra
✅ Is it possible for me to choose my own tenure?
Yes, You have the freedom to choose your own tenure, so be sure it is one that will allow you to make your payments on time. The lower your EMI payment is, the longer your term is.
✅ What is the difference between fixed and variable interest rates?
Fixed interest rates stay the same throughout the loan term, protecting you from fluctuating lending rates, whereas floating rates fluctuate with lending rates. Floating rates are advantageous when lending rates are low, but they are disadvantageous when rates rise.
✅ What are the benefits of prepaying a two-wheeler loan?
Prepaying EMIs on a partially funded loan is known as loan prepayment. This reduces the amount of money you have to pay in EMIs in the future. Some banks, however, may charge you a prepayment fee.