Two Wheeler Loan Gurgaon

Best Banks for Two Wheeler Loan in Gurgaon

Two Wheeler Loan Gurgaon Features

Want to get a nice bike for your day to day commute? But don’t have the required funds for it? Do not worry! A Two-Wheeler loan is here for you. A Two-Wheeler loan is a means of funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest to aid them in buying a Two Wheeler.

The loan can be availed for a new or used two-wheeler. Two Wheelers have become a necessity for everyone. However, the cost of Two Wheelers is growing rapidly. This is where a Two Wheeler loan comes into play and fulfil your desire to be the owner of your dream Two Wheeler. The main features of a Two Wheeler Loan are:

1. Two Wheeler loans are available at low interest rates
2. Almost all major banks and NBFCs offer Two Wheeler loans in Gurgaon

Visit us at Dialabank, to ensure your loan gets approved fast, safe, and without any complications. We have already worked with thousands of loan seekers and they have rated our service as one of the best!

Two Wheeler Loan Gurgaon Interest Rate

Two Wheeler Loan Gurgaon Documents Required

Salaried Individual

• Required Documents: Pan Card
• Identity Proof (Any 1):  Voters ID Card / Passport copy / Driving License / Aadhaar Card
• Income Proof: Latest 3-month salary slip with form 16.
• Address Proof (Any 1): Driving license / Voters ID Card / Passport Copy / Telephone Bill /  Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

 Self Employed Individual

• Required Documents: Pan Card
• Identity Proof (Any 1): Voters ID Card / Passport copy / Driving License / Aadhaar Card
• Income Proof: Latest ITR
• Address Proof(Any 1): Driving license / Voters ID Card / Passport Copy / Telephone Bill /  Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

Two Wheeler Loan Gurgaon Eligibility Criteria

The following criteria are must and should be met by the applicant in order to get a two-wheeler loan approved:

• Age Group: The applicant should be of at least 21 years of age and a maximum of 65 years of age.
• Minimum Monthly Income: The average monthly income of the applicant should be no less than Rs 7000 (salaried) and Rs 6000 (self-employed).
• CIBIL Score: Cibil Score has a direct impact on your eligibility for the loan. If you have a high Cibil score, you can get the approval for the loan easily. Usually, a CIBIL score of 750 and above is considered by the banks.

Two Wheeler Loan for Top Selling Bikes in Gurgaon

Processing Fees / Prepayment Charges on Two Wheeler Loan in Gurgaon

• Processing Fee: Up to 3% of the loan amount (maximum)
• Prepayment Charges: From 3% to 10% of the outstanding principal
• Pre-payment charges: Within 4 to 6 months – 10% of principal outstanding.
  Within 7 to 12 months – 6% of principal outstanding.
  Within 13 to 24 months – 5% of principal outstanding.
  Post 24 months – 3% of principal outstanding.

*Prepayment is not allowed within three months of EMI repayment.

Two Wheeler Loan Gurgaon Contact Number

In case of any queries regarding the Two Wheeler loan in Gurgaon, you may dial to contact on 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Two Wheeler Loan Gurgaon

About Gurgaon

Gurgaon officially known as Gurugram is the largest industrial and financial centre in the Haryana state of India. It is connected to Delhi via Expressway. Over the past 25 years, the city has gone through rapid construction and development. It is one of the attraction hubs of companies to operate their offices here. After Mumbai and Chennai, Gurgaon has become a leading financial and banking centre in India. The economic growth took a booming peak after leading Indian automobile manufacturer Maruti Suzuki India Limited established a manufacturing plant here.

Two Wheeler Loan EMI Calculator

Two Wheeler Loan in Other Cities