Two Wheeler Loan Gurdaspur

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Best Banks for Two Wheeler Loan in Gurdaspur

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Two Wheeler Loan Gurdaspur Features

Apply for a Two Wheeler Loan

Thinking of purchasing a new bike? But do need the finances for it? Do not worry! A Two Wheeler Loan is convenient for you. A Two Wheeler Loan is a means of funding or financial help offered by banks and NBFCs to the consumers at a reasonable rate of interest.

A Two Wheeler Loan Gurdaspur helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Gurdaspur is available for both the salaried as well as for the self-employed individuals.

Some of the main features of a Two Wheeler Loan in Gurdaspur are:

Easy and trouble-free processing
Disbursal of Loan amount quickly
Two Wheeler Loans are available at an affordable interest rate
Easy repayment choices are available for you
Fulfill your desire and aspirations for purchasing a new two-wheeler
Two Wheeler Loans are easily accessible through Dialabank

Two Wheeler Loan Gurdaspur Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate

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Two Wheeler Loan Gurdaspur Documents Required

For Salaried:-

Recognition Proof: PAN Card, Voters ID card, Passport copy, Driving License
Stipend Proof: Latest 3-month salary slip with form 16
Proof of Address: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy
Compulsory Document: PAN Card
Bank Statement: Last 3 months.

For Self Employed:-

Proof of Recognition: PAN Card, Voters ID card, Passport copy, Driving License
One Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
Compulsory Document: PAN Card
Bank Statement: Last 3 months.

Click here to know more about Two Wheeler Loan Documents Required

Two Wheeler Loan Gurdaspur Eligibility Criteria

For Salaried:-

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in the job and a minimum of 2 years of job
Minimum Monthly Income: Rs. 7,000
High CIBIL Score: Get the loan easily

For Self-Employed:-

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 3 years
Minimum Monthly Income: Rs. 6,000

Click here to know more about Two Wheeler Loan Eligibility

Two Wheeler Loan for Top Selling Bikes in Gurdaspur

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Processing Fees / Prepayment Charges on Two Wheeler Loan in Gurdaspur

The processing fee is the fee or charge taken by the bank for the processing of a two wheeler loan. This will vary from bank to bank and depends on the loan amount. The processing fee charges for a two wheeler loan in Gurdaspur is up to 3% of the loan amount (maximum).

Prepayment charges are the charges you will pay to the bank if you wish to pay the loan amount before the time for lowering your interest. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two wheeler loan from Gurdaspur.

Two Wheeler Loan Gurdaspur Contact Number

Dialabank is the most trustworthy agent who will assist you in the entire processing of two wheeler loan.

You can apply online with Dialabank and avail of the best offers on a two wheeler loan with approval rapidly or you can contact on this number for any queries about the two wheeler loan in Gurdaspur 9878981166.

Our customer care representative will offer you guidance and assistance to solve your queries about a two wheeler loan.

Pre Calculated EMI Table for Two Wheeler Loan Gurdaspur

Rate	4 yrs	3 yrs	2 yrs	1 yr
11.83%	2625	3313	4699	8876
12.00%	2633	3321	4707	8884
12.50%	2658	3345	4730	8908
13.00%	2682	3369	4754	8931
13.50%	2707	3393	4777	8955
14.00%	2732	3417	4801	8978
14.50%	2757	3442	4824	9002
15.00%	2783	3466	4848	9025
15.50%	2808	3491	4872	9049
16.00%	2834	3515	4896	9073
16.50%	2859	3540	4920	9096
17.00%	2885	3565	4944	9120

Two Wheeler Loan EMI Calculator Gurdaspur

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About Gurdaspur

Gurdaspur is a city between the rivers Beas and Ravi in Punjab state, India. It was named after Mahant Guriya Das Ji. It covers an area of 45 square kilometers. It is the administrative headquarters of the Gurdaspur district. Also, it is the geographical centre of the district. It has a population of 77, 928.