Best Banks for Two wheeler Loan Dinanagar
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Dinanagar Features
With ever-growing demands, two-wheelers have also become a need. Two-wheelers are the best solution for an efficient medium to run errands anytime anywhere. Now even if you are running short on cash and buy a two-wheeler, Dialabank got your back, with the easiest answers to all your two wheeler loan related queries.
Get instant Two wheeler loan from Dialabank in simple hassle-free steps. Dialabank helps you to avail of a Two Wheeler Loan Dinanagar with a loan tenure of 1 year to 4 years with fringe benefits that include; basic loan documents, lowest EMI, and flexibility to choose a two wheeler of your own choice.
Here you go on roads with your personal (bike, scooter, superbikes, etc.) on roads with Dialabank since we allow you to go through all options from efficient to luxurious with the most transparent loan procedure. With such a simple procedure acquiring a two-wheeler is no more a forbidden dream.
Two Wheeler Loan Interest Rates
The interest rate for Two Wheeler Loan Dinanagar Starts at 11.83% p.a.
To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate
Two wheeler Loan Dinanagar Documents Required
Essential Documents required for Two Wheeler Loan Dinanagar:
For Salaried:-
- Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License any one of these
- Compulsory Document: PAN Card is mandatory to submit
- Address Proof can be any of the following: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy can be anyone of these
- Bank Statement is compulsory: The Last 6 months of the applicant from Dinanagar.
For Self Employed:-
- Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License can be any of these
- Required Document: PAN Card is mandatory to submit
- Address Proof can be any of the following: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement is compulsory: The Last 6 months of the applicant from Dinanagar.
Click here to know more about Two Wheeler Loan Documents Required
Two Wheeler Loan Dinanagar Eligibility Criteria
The essential criteria for Two Wheeler Loan Dinanagar:
For Salaried:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age is a compulsory criterion.
- The average monthly income of Rs 7000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
For Self-Employed:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age is strictly required.
- The income average of Rs 6000 on monthly basis.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
Click here to know more about Two Wheeler Loan Eligibility
Two Wheeler Loan for Top Selling Bikes in Dinanagar
Processing Fees / Prepayment Charges on Two Wheeler Loan in Dinanagar
The Processing Fee required for availing Two Wheeler Loan Dinanagar is 3% of the loan amount (maximum).
The Payment Charges required for availing Two wheeler Loan Dinanagar are simply processed from 3% to 10% of the outstanding principal.
And Prepayment Charges for Two wheeler loan Dinanagar include:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two wheeler Loan in Dinanagar Contact Number
In case of any queries regarding the Two Wheeler Loan Dinanagar, you may contact on the number 9878981166 for any sort of assistance or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Dinanagar
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Dinanagar
Dinanagar is a town and a municipal council in the Gurdaspur district in the Majha region of the state of Punjab, India. Dinanagar got its name after Adina Beg, one of Akbar’s loyalists to whom the emperor granted Jagirs (big land holdings) in this area.
Dinanagar came up during Akbar’s regime and old buildings, bazaars, and the walled portion of the town and its gates are a witness to this. It was the summer capital of Maharaja Ranjit Singh. Punjabi is the major language used in Dinanagar.
Two Wheeler Loan EMI Calculator