Best Banks for Two Wheeler Loan in Dehradun
|
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
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Upto 7 Years
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Upto 5 Years
|
Upto 5 Years
|
|
Processing Fee
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1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Dehradun Features
Today in this fast forward era who doesn’t want to be quick? Two-wheelers are the best solution for an efficient medium to run errands anytime, anywhere. Guess what, even if you are short on bank balance Dialabank got your back, with the easiest answers to all your two-wheeler loan related queries.
Get instant Two-Wheeler Loan from Dialabank in simple hassle-free steps. Dialabank helps you to avail of a Two Wheeler Loan in Dehradun with a loan tenure of 1 year to 4 years with fringe benefits that include; basic loan documents, lowest EMI, and flexibility to choose a two-wheeler of your own choice.
Here you go on roads with your personal (bike, scooter, superbikes, etc.) on roads with Dialabank since we allow you to go through all options from efficient to luxurious with the most transparent loan procedure.
Two Wheeler Loan Interest Rates
The interest rate for Two Wheeler loan Dehradun Starts at 11.83% p.a.
|
Bank
|
Processing Fee
|
Prepayment Charges
|
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
|
Kotak Car Loan
|
1% to 2%
|
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
|
|
IIFL Car Loan
|
Nil
|
Nil
|
|
Muthoot Car Loan
|
Nil
|
Nil
|
|
Manappauram Car Loan
|
Nil
|
Nil
|
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
|
Canara Bank Car Loan
|
1%
|
Nil
|
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
Know more about Two Wheeler Loan Interest Rates.
Two Wheeler Loan Dehradun Documents Required.
For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License any one of these
- Compulsory Document: PAN Card
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy can be anyone of these
- Bank Statement: Last 6 months of the applicant.
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months of the applicant.
Know more about Two Wheeler Loan documents required.
Two Wheeler Loan Dehradun Eligibility Criteria
For Salaried:-
- The applicant should be of at least 21 years of age and a maximum of 65 years of age is a compulsory criterion.
- If you have an average monthly income of Rs 7000.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
For Self-Employed:-
- The applicant should be of at least 21 years of age, and a maximum of 65 years of age is mandatory.
- If you earn an average of Rs 6000 monthly.
- CIBIL Score has a direct impact on your eligibility for the loan. If you have a high CIBIL score, you can get the approval for the loan easily.
Know more about Two Wheeler Loan eligibility criteria.
Two Wheeler Loan for Top Selling Bikes in Dehradun
Processing Fees / Prepayment Charges on Two Wheeler Loans in Dehradun
The Processing Fee required for availing Two Wheeler Loan in Dehradun is 3% of the loan amount (maximum).
The Payment Charges are processed from 3% to 10% of the outstanding principal.
And Prepayment Charges for Two wheeler loan in Dehradun include:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two Wheeler Loan in Dehradun Contact Number
In case of any queries regarding the Two Wheeler Loan in Dehradun, you may contact on the number 9878981166 for any assistance, or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Dehradun
| Rate | 4 yrs | 3 yrs | 2 yrs | 1 yr |
| 11.83% | 2625 | 3313 | 4699 | 8876 |
| 12.00% | 2633 | 3321 | 4707 | 8884 |
| 12.50% | 2658 | 3345 | 4730 | 8908 |
| 13.00% | 2682 | 3369 | 4754 | 8931 |
| 13.50% | 2707 | 3393 | 4777 | 8955 |
| 14.00% | 2732 | 3417 | 4801 | 8978 |
| 14.50% | 2757 | 3442 | 4824 | 9002 |
| 15.00% | 2783 | 3466 | 4848 | 9025 |
| 15.50% | 2808 | 3491 | 4872 | 9049 |
| 16.00% | 2834 | 3515 | 4896 | 9073 |
| 16.50% | 2859 | 3540 | 4920 | 9096 |
| 17.00% | 2885 | 3565 | 4944 | 9120 |
About Dehradun
Dehradun is the capital city of the Indian state of Uttarakhand, near the Himalayan foothills. At the centre of the city is the 6-sided Ghanta Ghar clock tower. Towards the southwest is Paltan Bazaar, a local shopping area. Just east is the Sikh temple Gurdwara Nanaksar, topped with ornate white and golden domes. In Clement Town to the city’s southwest, Mindrolling Monastery is a Tibetan Buddhist centre with shrine rooms in its Great Stupa. Dehradun is famous for the mind-blowing scenic beauty of Mussoorie hill station.
Two Wheeler Loan EMI Calculator
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