Best Banks for Two Wheeler Loan in Charkhi Dadri
Two Wheeler Loan Charkhi Dadri Features
Thinking of purchasing a new two-wheeler? But don’t have the required funds for it? Do not worry! A Two-Wheeler Loan is here for you. A Two-wheeler loan is a means of funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest to aid them in buying a two-wheeler, whether new or used. Two-wheelers have become a necessity for everyone, but the cost of two-wheelers is overgrowing daily. This is where a two-wheeler loan comes into play and fulfils your desire to be the owner of your dream two-wheeler. The main features of a two-wheeler loan in Charkhi Dadri are:
- Two-wheeler loans are available at low interest rates
- Almost all major banks and NBFCs offer two-wheeler loans in Charkhi Dadri
- The documentation process is quick and hassle-free
- Two-wheeler loans are easily available through Dialabank
Two wheeler Loan Charkhi Dadri Interest Rate
To check the Two Wheeler Loan Interest Rate for all major banks you can visit Two Wheeler Loan Interest Rate.
Two wheeler Loan Charkhi Dadri Documents Required
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For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Address Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Income Proof: Latest ITR
- Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Two wheeler Loan Charkhi Dadri Eligibility Criteria
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For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs 1,00,000 net annual income
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: at smallest 3 years in sales
- Minimum Annual Income: Net profit Rs. 60,000 p.a for regular cars and Rs.1,00,000 p.a. for mid-sized and superior cars
Two wheeler loan for Top selling bikes in Charkhi Dadri
Processing Fees / Prepayment Charges on Two wheeler Loan Charkhi Dadri
The processing fee charges on a two-wheeler loan in Charkhi Dadri are Up to 3% of the loan amount (maximum). Prepayment Charges are Within 4 to 6 months – 10% of principal outstanding Within 7 to 12 months – 6% of principal outstanding 13-24 months – 5% of principal outstanding Post 24 months – 3% of principal outstanding
Prepayment is not allowed within three months of EMI repayment.
Two wheeler loan Charkhi Dadri Contact Number
In case of any queries regarding the two-wheeler loan in Charkhi Dadri, you may contact on the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Two wheeler Loan Charkhi Dadri
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Two-wheeler Loan EMI Calculator
FAQs for Two Wheeler Loan:
✅ Why should I apply for a two-wheeler loan Charkhi Dadri?
Owning a two-wheeler in Charkhi Dadri can make you feel confident and independent. However, to pay for it out of your own pocket can make it a financial burden for you and the Charkhi Dadri two-wheeler loan helps you pay for the vehicle through easily affordable monthly payments.
✅ Can a two-wheeler loan from Charkhi Dadri fund my vehicle purchase completely?
Most banks in Charkhi Dadri offer to fund up to 85% or even 90% of the vehicle cost. However, few lenders in Charkhi Dadri even fund for the 100% amount but charge some additional costs and add some conditions to it.
✅ What costs will a two-wheeler loan Charkhi Dadri cover?
A two-wheeler loan from Charkhi Dadri will cover the registration charges, insurance, as well as accessories. You can get even more benefits in Charkhi Dadri if your bank has a tie-up with a particular two-wheeler company.