Two Wheeler Loan Bharuch

Best Banks for Two Wheeler Loan in Bharuch

Two Wheeler Loan Bharuch Features

Thinking of purchasing a pre-owned Two Wheeler? But don’t have the required funds for it?

Do not worry! A Two-Wheeler loan is here for you. A Two-Wheeler Loan is a means of funding or financial help provided by banks and NBFCs to the applicants at an affordable rate of interest to aid them in buying a Two Wheeler.

The loan can be availed for a new or used two-wheeler. Two Wheelers have become a necessity for everyone.

However, the cost of Two Wheelers is growing rapidly. This is where a Two Wheeler loan comes into play and fulfils your desire to be the owner of your dream Two Wheeler. The main features of a Two Wheeler Loan are:

1. Two Wheeler loans are available at low interest rates.
2. Almost all major banks and NBFCs offer Two Wheeler loans in Bharuch.

Get a Two-wheeler Loan Bharuch by visiting us at Dialabank, to ensure your loan gets approved fast, safe, and without any complications. We have already worked with thousands of loan seekers, and they have rated our service as one of the best!

Two Wheeler Loan Bharuch Interest Rate

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Two Wheeler Loan Bharuch Documents Required

Salaried Individual

• Required Documents: Pan Card
• Identity Proof (Any 1):  Voters ID Card / Passport copy / Driving License / Aadhaar Card
• Income Proof: Latest 3-month salary slip with form 16.
• Address Proof (Any 1): Driving license / Voters ID Card / Passport Copy / Telephone Bill /  Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

 Self Employed Individual

• Required Documents: Pan Card
• Identity Proof (Any 1): Voters ID Card / Passport copy / Driving License / Aadhaar Card
• Income Proof: Latest ITR
• Address Proof(Any 1): Driving license / Voters ID Card / Passport Copy / Telephone Bill /  Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

Know more about Two Wheeler Loan documents required.

Two Wheeler Loan Bharuch Eligibility Criteria

The following criteria are must and should be met by the applicant to get a two-wheeler loan approved:

• Age Group: The applicant should be of at least 21 years of age and a maximum of 65 years of age.
• Minimum Monthly Income: The average monthly income of the applicant should be no less than Rs 7000 (salaried) and Rs 6000 (self-employed).
• CIBIL Score: Cibil Score has a direct impact on your eligibility for the loan. If you have a high Cibil score, you can get the approval for the loan easily. Usually, a CIBIL score of 750 and above is considered by the banks.

Know more about Two Wheeler Loan eligibility criteria.

Two Wheeler Loan for Top Selling Bikes in Bharuch

Processing Fees / Prepayment Charges on Two Wheeler Loan in Bharuch

• Processing Fee: Up to 3% of the loan amount (maximum)
• Prepayment Charges: From 3% to 10% of the outstanding principal
• Pre-payment charges: Within 4 to 6 months – 10% of principal outstanding.
  Within 7 to 12 months – 6% of principal outstanding.
  Within 13 to 24 months – 5% of principal outstanding.
  Post 24 months – 3% of principal outstanding.

*Prepayment is not allowed within three months of EMI repayment.

Two Wheeler Loan Bharuch Contact Number

In case of any queries regarding the Two Wheeler loan in Bharuch, you may dial to contact on +919878981166 for any assistance.

Pre Calculated EMI Table for Two Wheeler Loan Bharuch

About Bharuch

Bharuch is also referred to as Broach, in Gujarat, India. The town is located at the mouth of the watercourse Narmada. The town has been the main hub of the peanut processing plants and marketing trade with a well-established brand name in the whole country. The city has many tourist attractions as well. The city of Bharuch and its surroundings have been settled since times of antiquity.

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