Best Banks for Two Wheeler Loan Andhra Pradesh
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Andhra Pradesh Features
In today’s fast-moving environment we all are busy and controversial using all our energy for our work-life balance, but to have this work-life balance in just momentum we need to travel a lot and that too on the daily basis and in today’s travelling and everyday commuting time, we can’t wait much for public transportation options and local travelling opportunities and hence, Two-wheeler is the best solution for an efficient tool to run anytime anywhere. Guess what? To help you with this issue, reach out to Dialabank with the most natural answers to your two-wheeler loan-associated queries.
Get an instant Two wheeler loan from Dialabank in easy, hassle-free steps. Dialabank encourages you to avail of a two-wheeler loan with a loan tenure of 1 year to 4 years with fringe benefits that cover; basic loan records, the lowest EMI, and versatility to choose a two-wheeler of your own choice. So here you go on roads with your own (bike, scooter, superbikes, etc.) on roads with Dialabank since we permit you to go through all options from efficient to comfortable with the most transparent loan procedure.
Two Wheeler Loan Andhra Pradesh Interest Rates
The Two Wheeler interest rate in Andhra Pradesh Begins at 11.83% p.a.
Two Wheeler Loan Andhra Pradesh Documents Required
For Salaried:-
- Identity Proof: Voters ID card, Passport copy, PAN Card, Driving License
- Compulsory Document: PAN Card
- Address Proof: Driving license / Voters card / Telephone Bill / Ration card / Passport Copy / Electricity Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
For Self Employed:-
- Identity Proof: PAN Card, Passport copy, Voters ID card, Driving License
- Required Document: PAN Card
- Address Proof: Voters card / Passport Copy / Ration card / Driving license / Electricity Bill / Telephone Bill / Life Insurance Policy
- Bank Statement: Last 6 months.
Two Wheeler Loan Andhra Pradesh Eligibility Criteria
For Salaried:-
- The candidate should be of at least 21 years of age and a maximum of 65 years of age.
- If you have an ordinary monthly income of Rs 7000.
- CIBIL Score has a direct bearing on your two wheeler loan eligibility. If you have a huge CIBIL score, you can get support for the loan easily.
For Self-Employed:-
- The candidate should be of at least 21 years of age and a maximum of 65 years of age.
- If you earn an aggregate of Rs 6000 every month.
- CIBIL Score has a direct bearing on your eligibility for the loan. If you have a great CIBIL score, you can get the approval for the loan quickly.
Two Wheeler Loan Andhra Pradesh for Top Selling Bikes
Processing Fees / Prepayment Charges on Two Wheeler Loan Andhra Pradesh
The Processing Fee required for availing Two Wheeler Loan in Andhra Pradesh is 3% of the loan sum(maximum).
The Payment Charges are prepared from 3% to 10% of the outstanding principal.
And Prepayment Charges cover:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two wheeler Loan Andhra Pradesh Contact Number
In case of any queries about the Two Wheeler Loan in Andhra Pradesh, you may talk on the number 9878981166 for any sort of assistance, or you can also hit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Andhra Pradesh
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Andhra Pradesh
Andhra Pradesh is a land in the south-eastern coastal area of India. It is the seventh-largest state by region, including 162,975 km², and the tenth-most populous country with 49,386,799 residents. Andhra Pradesh is also recognised as the land of the world-famous diamond Koh-i-Noor.
Two Wheeler Loan EMI Calculator