Best Banks for Two wheeler Loan in Anantnag
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate
|
8% - 8.4 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
Two Wheeler Loan Anantnag Features
With ever-growing needs, two-wheelers have also become a necessity. Two-wheelers are the best answer for an efficient means to run jobs anytime anywhere. Now even if your bank stability does not allow you to go out and purchase a two-wheeler, Dialabank got your back, with the most obvious answers to all your two wheeler loan-related questions.
Get instant Two wheeler loan from Dialabank in easy hassle-free steps. Dialabank helps you to avail of a Two Wheeler loan Anantnag with loan security of 1 year to 4 years with fringe gains that include; basic loan records, lowest EMI, and flexibility to take a two wheeler of your own choice.
Two Wheeler Loan Interest Rates
The two wheeler interest rate in Anantnag Begins at 11.83% p.a.
Two wheeler Loan Anantnag Documents Required
For Salaried:-
- Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License any one of these
- Compulsory Document: PAN Card is necessary to submit
- Address Proof can be any of the following: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy can be anyone of these
- Bank Statement is compulsory: Last 6 months of the candidate from Anantnag.
For Self Employed:-
- Identity Proof can be any of the following: PAN Card, Voters ID card, Passport copy, Driving License can be any of these
- Required Document: PAN Card is necessary to submit
- Address Proof can be any of the following: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy
- Bank Statement is compulsory: Last 6 months of the candidate from Anantnag.
Two Wheeler Loan Anantnag Eligibility Criteria
For Salaried:-
- The applicant should be of at least 21 years of age and a height of 65 years of age is a necessary criterion.
- The average monthly salary of Rs 7000.
- CIBIL Score has a direct bearing on your two wheeler loan eligibility. If you have a great CIBIL score, you can get the approval for the loan easily.
For Self-Employed:-
- The candidate should be of at least 21 years of age and a maximum of 65 years of age is strictly required.
- The income average of Rs 6000 on monthly data.
- CIBIL Score has a direct bearing on your eligibility for the loan. If you have a high CIBIL score, you can get the support for the loan easily.
Two Wheeler Loan for Top Selling Bikes in Anantnag
Processing Fees / Prepayment Charges on Two Wheeler Loan in Anantnag
The Processing Fee needed for availing Two Wheeler Loan Anantnag is 3% of the loan amount (maximum).
The Payment Charges needed for availing Two wheeler Loan Anantnag are simply processed from 3% to 10% of the outstanding principal.
And Prepayment Charges for Two wheeler loan Anantnag cover:
- Within 4 to 6 months – 10% of principal outstanding
- Within 7 to 12 months – 6% of principal outstanding
- 13-24 months – 5% of principal outstanding
- Post 24 months – 3% of principal outstanding
- Prepayment is not allowed within three months of EMI repayment.
Two wheeler Loan in Anantnag Contact Number
In case of any queries about the Two Wheeler Loan Anantnag, you may talk on the number 9878981166 for any sort of help or you can also visit us at Dialabank.
Pre Calculated EMI Table for Two Wheeler Loan Anantnag
Rate
4 yrs
3 yrs
2 yrs
1 yr
11.83%
2625
3313
4699
8876
12.00%
2633
3321
4707
8884
12.50%
2658
3345
4730
8908
13.00%
2682
3369
4754
8931
13.50%
2707
3393
4777
8955
14.00%
2732
3417
4801
8978
14.50%
2757
3442
4824
9002
15.00%
2783
3466
4848
9025
15.50%
2808
3491
4872
9049
16.00%
2834
3515
4896
9073
16.50%
2859
3540
4920
9096
17.00%
2885
3565
4944
9120
About Anantnag
Anantnag, also identified locally as Islamabad, is the administrative office of the Anantnag area in Jammu and Kashmir. It is found at a distance of 53 kilometres from the organisation territory’s capital Srinagar.
Two Wheeler Loan EMI Calculator
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