Honda Shine Loan Features
| Interest Rate | 11.83% per annum |
| Minimum Loan Amount | Rs. 10,000 |
| Maximum Loan Amount | Loan up to 90% of On-Road Price or 100% of Ex-Showroom Price |
| Two-wheeler Loan Tenure | 1 yr to 4 yrs |
| Lowest EMI/Lac | Rs.2,625 |
| Minimum Net Monthly Income | Salaried: Rs.7,000, Self-Employed: Rs. 6,000 |
| Age Criteria | 21 years to 65 years(at loan maturity) |
| Processing Fee | Up to 3% of the loan amount |
| Foreclosure Charges | 3%-10% Based on the time of foreclosure(Not allowed during the first 3 months) |
Advantages of Loan for Honda Shine
The advantages of a 
Honda Shine Loan are the following:
- Easy and hurdle free loan
- Quick disbursal of the loan amount
- pocket-friendly Interest Rate
- Easy payback method
Honda Shine Loan EMI Calculator
The applicant has the option to know the EMI’s before availing of the loan for Honda Shine. So, you can easily examine through the link below:
Honda ShineBike Loan Interest Rate and Charges
This table shows Two Wheeler Loan Interest Rate based on several parameters:
| Interest Rate | Starts at 11.83% p.a. |
| Processing Fee |
Up to 3% of the loan amount (maximum)
|
| Prepayment Charges |
From 3% to 10% of the outstanding principal
|
Honda Shine Finance Scheme and Offers
Zero down payment bike loan is also available, which is a loan wherein the bank will finance the whole cost of the Honda Shine you wish to purchase, not requiring you to pay anything upfront.
You can get a loan for Honda Shine with an interest rate of 11.83% per annum. Through Dialabank, you can avail of a loan up to 100% of the Ex-Showroom price to a maximum of Rs. 1.5 lakhs.
Honda Shine Loan Process
Getting the Honda Shine Loan is a simple process as follows:
- Online Application: Fill an application form online with Dialabank and submit it.
- Document Submission: Gather all the necessary documents and upload them online.
- Verification: After the submission of an application form and the required documents. There will be confirmation of all the documents for any discordance.
- Approval: After the confirmation with no discrepancies, your loan will approve online.
For more information regarding the Honda Shine Loan, contact at 9878981166.
Honda Shine Loan Documents Required
Documents Required for Two Wheeler Loan:
1. Salaried Individual
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
2. Self-Employed Individual
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
Loan for Honda Shine Eligibility
The following table shows the Two Wheeler Loan Eligibility Criteria:
| Age |
21 Years – 65 Years
|
| Income |
Rs.7,000 PM (For Salaried Individuals)
Rs.6,000 PM (For Self-employed Individuals) |
| CIBIL Score |
Varies according to Bank’s criteria
|
About Honda Shine
The shine has a 124 cc BS6 engine with a 5-speed gearbox. The engine generates a power of 10.74 ps. The bike is 115 kg in weight and the fuel tank capacity is 10 litres. The shine has disc brakes in the front-wheel and at back, it has drum brakes.
Honda Shine Specifications
| Ex-Showroom Price |
Rs. 69,415 – 74,115
|
| Mileage | 100 Kmph |
| Power | 10.57 PS @ 7500 rpm |
| Displacement | 124 cc |
| Max Torque | 10.9 N⋅m (8.0 lb-ft) |
| Fuel Capacity | 10 liters |
| Self Start | yes |
| Rear Brake | Disc |
| Number of Cylinders | 1 |
| Tire Type | Tubeless/Tube |
Honda Shine available in the following Colours:
| Rebel Red | Grey New | Black | Athletic Blue Metallic |
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Honda Shine Loan FAQ
✅ What is the interest rate for getting a Honda Shine Loan?
The interest rate for getting a Honda Shine Loan is 11.83% per annum.
✅ How to calculate EMI for a loan for Honda Shine?
To calculate EMI for Honda Shine Loan, you can use the EMI Calculator
✅ What is the minimum loan amount I can avail of for Honda Shine?
The minimum loan amount you can avail of for Honda Shine is Rs. 10,000.
✅ Can I get a 100% loan of the Ex-Showroom Price for Honda Shine?
Yes, you can get a 100% loan of the Ex-Showroom Price for Honda Shine.
✅ How much processing fee charge for getting a Honda Shine Loan?
The processing fee charged for getting a Honda Shine Loan is up to 3% of the loan amount (maximum).
✅ What is the loan tenure for availing of a Honda Shine Loan?
The loan tenure for availing of a Honda ShineLoan is up to 4 years.
✅ How can I be eligible for the availing of a loan for Honda Shine?
You can eligible for availing of a loan for Honda Shine if you are between 21 to 65 years, Indian, and minimum monthly income of Rs. 7,000(For Salaried) and Rs. 6,000(For Self-Employed).
✅ What are the documents required for getting a Honda Shine Loan?
The documents required for getting a Honda Shine Loan are a driving license, aadhar card, PAN Card, Voter ID, passport, bank statement of the last 3 months, and salary slips of the last 3 months.
Two Wheeler Loan for Other Bikes
| Honda CBR500R Loan | Honda CBR1000RR-R Loan |
| Honda Rebel 500 loan | Honda Gold Wing Loan |
| Honda SP 125 Loan | Honda Livo Loan |
| Honda Forza 350 Loan | Honda Unicorn Loan |
