Hero Karizma Loan Features
| Interest Rate | 11.83% per annum |
| Minimum Loan Amount | Rs. 10,000 |
| Maximum Loan Amount | Loan up to 90% of On-Road Price or 100% of Ex-Showroom Price |
| Loan Tenure | 1 yr to 4 yrs |
| Lowest EMI/Lac | Rs.2,625 |
| Minimum Net Monthly Income | Salaried: Rs.7,000, Self-Employed: Rs. 6,000 |
| Age Criteria | 21 years to 65 years(at loan maturity) |
| Processing Fee | Up to 3% of the loan amount |
| Foreclosure Charges | 3%-10% Based on the time of foreclosure(Not allowed during the first 3 months) |
Hero Karizma Loan Advantages
The advantages of a Hero Karizma Loan are the following:
- Easy and smooth process
- Quick disbursements
- Reasonable Interest Rate
- Easy repayment method
Loan for Hero Karizma EMI Calculator
The applicant has the option to know the EMI’s before availing of the Hero Karizma Loan. So, you can easily examine through the link below:
Loan for Hero Karizma Interest Rate and Charges
| Interest Rate | Starts at 11.83% p.a. |
| Processing Fee |
Up to 3% of the loan amount (maximum)
|
| Prepayment Charges |
From 3% to 10% of the outstanding principal
|
Hero Karizma Scheme and Offers
You can get a loan for Hero Karizma with an interest rate of 11.83% per annum. Dialabank helps you in providing a loan up to 100% of the Ex-Showroom price.
Hero Karizma Loan Process
Getting the loan for Hero Karizma is a simple process as follows:
- Online Application: Fill an application form online with Dialabank and submit it.
- Document Submission: Assemble all the necessary documents and upload them online.
- Verification: After the submission of an application form and the required documents. There will be verification of all the documents for any discordance.
- Approval: After the verification with no discrepancies, your loan will approve online.
For more information regarding the Hero Karizma Loan, contact at 9878981166.
Hero Karizma Loan for Documents Required
1. Salaried Individual
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
2. Self-Employed Individual
| Category | Documents Required |
| Identity Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Address Proof(Any 1) | Driving Licence Aadhaar Card Passport Voter ID |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
Loan for Hero Karizma Eligibility
| Age |
21 Years – 65 Years
|
| Income |
Rs.7,000 PM (For Salaried Individuals)
Rs.6,000 PM (For Self-employed Individuals) |
| CIBIL Score |
Varies according to Bank’s criteria
|
About Hero Karizma
The Karizma, one of the country’s first semi-faired bikes, has been a popular bike since it was first introduced in 2003. The Karizma has been given quite a few cosmetic changes over the years, but the engine has still stayed almost the same. Even the Karizma ZMR, the fully-faired variant, retains the engine, but with fuel injection.
The redesigned 2014 model year Karizma R was introduced by Hero Moto Corp last year. The motorcycle gets cosmetic as well as mechanical upgrades. Restyled body panels, updated headlamps, DRLs, and revamped tail lamps are included in the improvements to the exterior.
Hero Karizma Specifications
| Ex-Showroom Price |
₹ 85,312
|
| Mileage | 48 Kmpl |
| Power | 19.2 bhp @ 7,500 rpm |
| Displacement | 223 cc |
| Max Torque | 19.3 Nm @ 6,000 rpm |
| Fuel Capacity | 15 litres |
| Self Start | yes |
| Rear Brake | Drum |
| Number of Cylinders | 1 |
| Tire Type | Tubeless |
Colours Available for Hero Karizma
| Power Black | Ebony Grey | Sports Red | Darling Yellow | Spotlight White |
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Loan for Hero Karizma FAQ
✅ What is the interest rate for getting a loan for Hero Karizma?
The interest rate for getting a Hero Karizma Loan is 11.83% per annum.
✅ How to calculate EMI for a loan for Hero Karizma?
To calculate EMI for Harley Hero Karizma Loan, you can use the EMI Calculator
✅ What is the minimum loan amount I can avail of for Hero Karizma?
The minimum loan amount you can avail of for Hero Karizma is Rs. 10,000.
✅ Can I get a 100% loan of the Ex-Showroom Price for Hero Karizma?
Yes, you can get a 100% loan of the Ex-Showroom Price for Hero Karizma.
✅ How much processing fee charge for getting a loan for Hero Karizma?
The processing fee charged for getting a loan for Hero Karizma is up to 3% of the loan amount (maximum).
✅ What is the loan tenure for the availing of a loan for Hero Karizma?
The loan tenure for availing of a loan for Hero Karizma is up to 4 years.
✅ How can I eligible for the availing of a Hero Karizma Loan?
You can eligible for availing of a loan for Hero Karizma if you are between 21 to 65 years, Indian, and minimum monthly income of Rs. 7,000(For Salaried) and Rs. 6,000(For Self-Employed).
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