BMW K 1300 Loan Features
| Ex-Showroom Price | Rs. 25,09,446 |
| Maximum Funding | 100% of Ex-Showroom |
| Interest Rate | 11.83%* per annum |
| Lowest EMI Per Lac | ₹ 2,625 |
| Loan Approval Time | 30 Minutes |
| Digital Loan Approval Facility Available | Yes |
| Zero Down payment Option Available | Yes |
BMW K 1300 Loan Advantages
- Reasonable Interest Rate
- Easy repayment method
- Easy and smooth process
- Quick disbursal of the loan amount
- No strain on personal funds – Buying a two-wheeler can be a considerable investment. Instead of draining your funds all at once, you can take a loan and pay it back in easy Equal Monthly Instalments over a comfortable tenure.
- Zero down payment – Get a loan for 100% of the cost of your desired two-wheeler up to a maximum of Rs. 1.5 lakhs.
BMW K 1300 Loan EMI Calculator
Dialabank’s EMI Calculator can be used to calculate the EMI of your loan.
BMW K 1300 Bike Loan Interest Rate and Charges
| Interest Rate | 11.83% Per Annum |
| Processing Fee | Up to 3% of the Loan Amount |
| Foreclosure Charges | 3% – 10% Based on the time of foreclosure ( Foreclosure not allowed during the first 3 months) |
To check Two Wheeler Loan Interest Rate for all major banks you can visit: Two Wheeler Loan Interest Rate
BMW K 1300 Finance Scheme and Offers
You can get the loan on new as well as on the purchase of second hand BMW K 1300 Bike. The interest rate for the new BMW K 1300 bike is placed at 11.83% per annum.
No down payment is a popular bike loan option available which does not require you to pay any amount upfront.
Dialabank deals up to a limit of Rs 100 per cent of the two-wheeler’s value.
BMW K 1300 Loan Process
Getting the BMW K 1300 follows a simple process mentioned below:
- Begin the process by filling a simple application on Dialabank’s official website.
- Assemble all the necessary documents required for the loan approval.
- Authenticate the required documents with Dialabank’s representative.
- Select the EMI amount from the various options available according to your comfort and follow up with the interest rate as well.
- Following all the documentation and verification get your loan approval in the quickest
Contact Dialabank on 9878981166 for exciting offers on the BMW K 1300 loan.
BMW K 1300 Loan Documents Required
For Salaried Individuals:
Category |
Documents Required |
| Identity Proof(Any 1) | Driving License Voter ID Passport Aadhaar Card |
| Address Proof(Any 1) | Driving License Voter ID Passport Aadhaar Card |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
For Self-Employed Individuals:
Category |
Documents Required |
| Identity Proof(Any 1) | Driving License Voter ID Passport Aadhaar Card |
| Address Proof(Any 1) | Driving License Voter ID Passport Aadhaar Card |
| Compulsory Documents | PAN Card |
| Bank Statement | Bank statement of last 3 months |
Click here to know more about Two Wheeler Loan Documents Required
BMW K 1300 Loan Eligibility
| Age | 21 Years – 65 Years |
| Income | Rs.7,000 PM (For Salaried Individuals) Rs.6,000 PM (For Self-employed Individuals) |
| CIBIL Score | Varies according to Bank’s criteria |
Click here to know more about Two Wheeler Loan Eligibility
About BMW K 1300
In 2008, BMW introduced the German-based BMW K 1300. Offered in two variants – K1300R & K1300S, Roadster, and Sport respectively.
Both models are distinguished based on engine capacities and categories. 
The BMW K 1300R roadster is fitted with a 1170cc engine that pushes out 125 bhp and 125 lb-ft of torque.
On the other hand, the sportier version contains a 1293cc engine which generates a higher power of 175 bhp with 140 Nm of maximum torque.
Moreover, these bikes are bestowed with some handy optional characteristics as well like, ABS, heated grips, Akrapovic exhaust and a quick shifter.
BMW K 1300 Specifications
| Ex-Showroom Price | Rs. 25,09,446 |
| Engine Type | Water-Cooled 4-Stroke In-Line 4-Cylinder Engine, Four Valves Per Cylinder, Two Overhead Camshafts, Dry Sump Lubrication |
| Displacement | 1293 cc |
| Max Power | 173 bhp @ 9250 rpm |
| Max Torque | 140 Nm @ 8250 rpm |
| No. of Cylinders | 4 |
| Self Starting | Yes |
| Fuel Supply | Fuel Injection |
| Clutch | Multi-Plate Wet Clutch, Hydraulically Operated |
| Transmission | Manual |
| Mileage | 15 Kmpl |
| Max Speed | 200 Kmph |
BMW K 1300 is available in the following Colors:
| White | Black |
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BMW K 1300 Loan FAQ
✅ What is the interest rate for getting a BMW K 1300 Loan?
The interest rate for getting a BMW K 1300 Loan is 11.83% per annum.
✅ How to calculate EMI for a loan for BMW K 1300?
To calculate EMI for BMW K 1300 Loan, you can use the EMI Calculator
✅ What is the minimum loan amount I can avail of for BMW K 1300?
The minimum loan amount you can avail of for BMW K 1300 is Rs. 10,000.
✅ Can I get a 100% loan of the Ex-Showroom Price for BMW K 1300?
Yes, you can get a 100% loan of the Ex-Showroom Price for BMW K 1300
✅ How much processing fee charge for getting a BMW K 1300 Loan?
The processing fee charged for getting a BMW K 1300 Loan is up to 3% of the loan amount (maximum).
✅ What is the loan tenure for availing of a BMW K 1300 Loan?
The loan tenure for availing of a BMW K 1300 Loan is up to 4 years.
✅ How can I be eligible for the availing of a loan for BMW K 1300?
You can eligible for availing of a loan for BMW K 1300 if you are between 21 to 65 years, Indian, and minimum monthly income of Rs. 7,000(For Salaried) and Rs. 6,000(For Self-Employed).
✅ What are the documents required for getting a BMW K 1300 Loan?
The documents required for getting a BMW K 1300 Loan are a driving license, aadhar card, PAN Card, Voter ID, passport, bank statement of the last 3 months, and salary slips of the last 3 months.
✅ What is a Two Wheeler Loan?
A two-wheeler loan is an easy and hassle-free way to finance the purchase of a two-wheeler (bike or scooter) of your choice. The bike loan amount along with the interest for the period will be charged in the form of Equal Monthly Instalments or EMIs over a fixed loan tenure. These Bike loans are available for both salaried and self-employed individuals.
✅ What is a Zero Down payment Bike Loan?
Zero down payment bike loan is where the lender will provide for the entire cost of the automobile you wish to purchase, not requiring you to pay anything upfront.
✅ What are the EMI Options Available on Two Wheeler Loan?
Easy repayment plans can be ascertained with customized plans:
- Standard EMI plan – Monthly EMI is fixed which includes the interest. This plan is suitable for a person with a fixed monthly income which is not likely to change in the future.
- Flexi or Structured EMI plan – Here the two-wheeler loan can be customized – generally, the EMI starts with a lower figure and gradually increases in the latter half of the tenure. This plan is ideal for those who expect a rise in income in the future.
Two Wheeler Loan for Other Bikes
