Suryoday Small Finance Bank savings Account
| Daily closing balance slabs | Interest rate ( percent per annum ) |
| up to and including Rs.1 lakh | 4% |
| 1 lakh – 10 lakhs | 6.25% |
| Above Rs.10 lakhs | 6% |
Suryoday Small Finance Bank savings Account
Suryoday small finance bank savings account offers various kinds of advantages which comes with the savings bank account.
Features and benefits of Suryoday Small Finance Bank savings Account
- It accompanies a debit card that is accessible widely.
- It accompanies a low least normal quarterly equilibrium prerequisite.
- It offers the advantage of moderate acquiring to the account holder.
- It permits the account holder to keep a maximum balance of Rs 50,000.
- It accompanies the adaptability of record moves across branches at no extra charges.
- It offers a high-interest rate of 4% p.a.
- It offers the adaptability of opening a single account or a joint account with somebody.
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Suryoday Small Finance Bank savings Account charges
| Services | Charges |
| Average monthly balance | NIL |
| Debit card limit on ATM or day | Rs.10,000 |
| Cheque return charges inward and outward | Rs.200 and Rs.20 per instrument |
| Duplicate interest and balance certificate issuance charge | Rs.100 |
| SMS alerts | NIL |
| Monthly door step charges | Rs.50 per month |
Suryoday Small Finance Bank Savings Account Products
Savings Account products are as follows:-
- Savings Ujjwal
Who can open Savings Ujjwal account:-
- Resident individual (single or Join holders)
- Minors under parent or guardian
Features are mentioned below:-
- Higher interest fee up to 6.25% on your Savings Bank account
- Regularly scheduled compensation out of interest in the account.
- RuPay Classic Secure Chip Debit Card with
- ATM withdrawal limit of Rs. 20,000 every day
- Limitless free transactions each month on Suryoday Small Finance Bank ATM
- Five free transactions each month on other Bank ATM in India
- Lower charges on RTGS, NEFT, and IMPS
- Five free RTGS/NEFT/IMPS exchanges each month through Net Banking/Mobile Banking
- Savings Aditya
Who can open Savings Aditya account:-
- Resident individual (single or Join holders)
- Minors under parent or guardian
Features are mentioned below:-
- The higher interest rate of up to 6.25%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Classic Secure Chip Debit Card with:
- ATM withdrawal limit of Rs. 40,000 per day
- Unlimited free transactions per month on Suryoday SFB ATM
- 5 free transactions per month on other Bank ATM in India
- Unlimited number of transactions on POS
- Competitive cash deposit limits
- 10 free RTGS/NEFT/IMPS transactions through Net Banking or Branch (Fungible between RTGS, NEFT and IMPS. Chargeable at branch)
- Lower charges on RTGS, NEFT & IMPS
- Doorstep Banking facility (basis availability at branch)
- Monthly e-mail statements free of cost
- Half yearly physical statement free of cost
- Savings Classic
Who can open Savings Classic account:-
- Resident individual (single or Join holders)
- Minors under parent or guardian
Features are mentioned below:-
- Higher interest rate of upto 6.25%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Classic Secure Chip Debit Card with:
- ATM withdrawal limit of Rs. 40,000 per day
- Unlimited free transactions per month on Suryoday SFB ATM
- 20 free transactions per month on other Bank ATM in India
- Unlimited number of transactions on POS
- Competitive cash deposit limits
- 20 free RTGS/NEFT/IMPS transactions per month through Net Banking / Mobile Banking (Fungible between RTGS, NEFT and IMPS. Chargeable at branch)
- Lower charges on RTGS, NEFT & IMPS
- One complimentary Savings Account Ujjwal variant for family member with no charges for non-maintenance of minimum balance
- Doorstep Banking facility (basis availability at branch)
- Monthly e-mail statements free of cost
- Half yearly physical statement free of cost
- Savings Supreme
Who can open Savings Supreme account:-
- Resident individual (single or Join holders)
- Minors under parent or guardian
Features are mentioned below:-
- Higher interest rate of upto 6.25%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Platinum Secure Chip Debit Card with:
- ATM withdrawal limit of Rs. 1,00,000 per day.
- Unlimited free transactions on Suryoday SFB &
- Unlimited free transactions on other bank ATM in India
- Unlimited number of transactions on POS
- Personal Accidental Death Insurance or Permanent Total Disablement cover of Rs 2 lakhs
- Competitive cash deposit limits
- Free unlimited RTGS/NEFT/IMPS transactions through Net Banking
- One complimentary Savings Account Ujjwal variant for family member with no charges for non-maintenance of minimum balance
- Doorstep Banking facility (basis availability at branch)
- Monthly e-mail statements free of cost
- Half yearly physical statement free of cost
- Basic Savings Bank Deposit Account
Who can open Basic Savings Bank Deposit Account:-
- Resident individual (single or Join holders)
- Minors under parent or guardian
Features are mentioned below:-
- Higher interest rate of up to 6.25%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Classic Chip Debit Card with:
- ATM withdrawal limit of Rs. 20,000 per day (Rs. 10,000 per day in case of BSBDA Small)
- 5 free transactions per month on Suryoday SFB ATM
- Unlimited number of transactions on POS
- Cash withdrawals limits per month: 4 (including all modes)
- Monthly e-mail statements free of cost
- Half-yearly physical statement free of cost
GOLD LOAN @ 0.75%*
APPLY NOW
Suryoday Small Finance Bank Savings Account Welcome Kit
Suryoday Small Finance Bank Savings Account Welcome Kit consists of an ATM Card-cum-Debit card and is sent to the account holder’s residential address.
Suryoday Small Finance Bank Savings Account Opening Process
- Visit the Suryoday small finance bank branch in which you want to open your savings account.
- Obtain the Savings Account opening form and fill in the necessary details of the customer’s information such as name, address, contact number, etc.
- After filing up the Account opening form, attach the KYC documents such as PAN card, ration card, passport and documents related to proof of identity and address.
- The verification process is continued by the banker once the account opening form is submitted.
- Once the verification is done. Deposit a minimum balance in the savings account.
Suryoday Small Finance Bank documents required savings account
- Two passport size photos
- Proof of identity and proof of address – Aadhar card, driving license, ration card, etc.
- Account opening form
FAQs
✅ Do I need to pay charges to utilize the Suryoday Mobile application?
No charge is applied to utilize the mobile application.
✅ What type of account can access Internet banking?
All individual savings account is provided with an Internet banking facility.
