Punjab Gramin Bank Savings Account

Punjab Gramin Bank Savings Account

Savings Fund Amount	Rate of interest (percent per annum)
Account balance up to Rs.5 lakhs	3%
5 lakhs – Rs.50 lakhs	3.25%
Account balance above Rs.50 lakhs	3.5%

Punjab Gramin Bank Savings Account

Punjab Gramin Bank Savings Account gives a scope of speculation items which incorporates Savings account which serves individuals with different advantages and highlights.

Features and Benefits of Punjab Gramin Bank Savings Account

The following are the benefits and features of the Punjab Gramin Bank Savings Account:-

• Internet Banking
• Kiosk Banking
• Mobile Banking
• Issue of passbook without applying any charges against that
• Safe Deposit lockers
• Nomination Facility
• RTGS and NEFT facility
• The provided Debit Card can be used for various purposes such as withdrawing money, card-to-card transactions, inquiry of balance, etc.

Punjab Gramin Bank Savings Account Charges

Services	Charges
Attestation of signatures/photographs	Rs.50
Nomination Charges	Rs.100
Issuance of passbook	Free passbook
Balance inquiry	Free
Demand Draft cancellations charge	Rs.20 per draft
Stop payment instructions	Rs.50 per instrument
Internet banking and mobile banking	NIL

 

 

Punjab Gramin Bank Savings Account Products

Punjab Gramin Bank Savings Account Products are the following:-

1. Savings Fund General Deposit Scheme
2. Basic Saving Bank Deposit Account Scheme
3. PGB Vidyarathi Deposit Account Scheme
4. PGB Pension Deposit Account Scheme

Punjab Gramin Bank Savings Account Welcome Kit

Punjab Gramin Bank Savings Account welcome kit includes ATM-cum-Debit card and cheque book is issued to the residential address to the account holder.

Punjab Gramin Bank Savings Account Opening Process

In order to open the savings account in Kaveri Grameena Bank following steps are to be followed:-

•  Visit Punjab Gramin Bank branch to open a savings account.
• Fill out the Account opening form and fill in all the necessary details for the customer’s information.
• Attach the KYC documents, whichever required, such as PAN Card, Aadhar card, etc.
• The banker will verify the form and the documents which are submitted.
• After verification, deposit the minimum balance in your savings account.

Punjab Gramin Bank Savings Account Documents required Saving Account

• Two passport size photos recently taken
• PAN Card
• Driving License
• Voter’s ID
• Account opening application form

FAQs

✅ Does Punjab Gramin Bank offer an Internet banking facility?

Yes, the Punjab Gramin Bank provides internet as well as mobile banking.

✅ Is it necessary to submit KYC Documents to the banker?

It is mandatory to take KYC documents, and the individual need not submit the KYC documents. The documents are for verification purposes.