Uttar Bihar Gramin Bank Pension Loan

⋆ Interest Rate 9.99% ⋆

Uttar Bihar Gramin Bank Pension loan Features

Uttar Bihar Gramin Bank Pension Loan Interest Rate	3.40%
Uttar Bihar Gramin Bank Pension Loan Processing Fee	1%
Uttar Bihar Gramin Bank Pension Loan Tenure	36 Months
Uttar Bihar Gramin Bank Pension Loan Amount Minimum	25,000
Uttar Bihar Gramin Bank Pension Loan Amount Max	14 Lakh
Uttar Bihar Gramin Bank Family Pension Loan Amount Minimum	2.5 Lakh
Uttar Bihar Gramin Bank Family Pension Loan Amount Max.	5 Lakh
Uttar Bihar Gramin Bank prepayment	3%
Uttar Bihar Gramin Bank foreclosure	3%

Uttar Bihar Gramin Bank Pension Loan Eligibility

To apply for a pension credit where appropriate:

You would like to hear of one of the players in the current team who has a retirement timetable.
In a PSU, a centralized bank, a state administration, you can maintain a pension account.
You must be capable of adding 60 percent to the pension after you have earned the loan payment.

Uttar Bihar Gramin Bank Pension Loan Eligibility For Central And State Government For Retirees

Eligibility Criteria	Key Features
Employer Type	Central and State Government
Applicant’s Age	Below 76 years of age
Account Type	Pension payment order maintained by Bank
Treasury Terms	Written consent from the treasurer not to accept any pension transfer requests
Guarantee Terms	By the spouse (eligible for a family pension) or any other third party

Uttar Bihar Gramin Bank Pension Loan Eligibility For Defence Pensioners

Eligibility Criteria	Key Features
Employer Type	Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles
Applicant’s Age	Below 76 years of age
Account Type	Pension payment order maintained by Bank
Treasury Terms	Not applicable
Guarantee Terms	Not applicable

Uttar Bihar Gramin Bank Pension Loan Eligibility For Family Pensioners

Eligibility Criteria	Key Features
Employer Type	Central and State Governments including all Armed Forces
Applicant’s Age	Below 76 years of age
Account Type	Pension payment order maintained by Bank
Treasury Terms	Not applicable
Guarantee Terms	Authorized members of the family under the family pension scheme

Maximum Eligible loan Amount and Repayments

For Central and State Government Pensioners:

Age	Max Loan Amount	Repayment Period	Age at the time of full repayment
Below 72 Years	14 Lakh	60	Up to 77 Years
72-74 Years	12 Lakh	48	Up to 78 Years
74-76 Years	7.5 Lakh	24	Up to 78 Years

(ii) For Defense Pensioners:

Age	Max Loan Amount	Repayment Period	Age at the time of full repayment
below 56 Years	14 Lakh	84	Up to 63 Years
56-72 Years	14 Lakh	60	Up to 77 Years
72-74 Years	12 Lakh	48	Up to 77 Years
74-76 Years	7.5 Lakh	24	Up to 78 Years

(ii) For Family Pensioners (including Defense Pensioners) :

Age	Max Loan Amount	Repayment Period	Age at the time of full repayment
Below 72 Years	14 Lakh	60	Up to 77 Years
72-74 Years	12 Lakh	48	Up to 77 Years
74-76 Years	7.5 Lakh	24	Up to 78 Years

Interest Rate Personal Loan For Pensioners

3.40 percent is the interest rate for the Uttar Bihar Gramin Bank Pension loan. To improve your financial standing for your serious situation, this personal loan is for personal expenses. On Dialabank, you might file for a debt.

Document Required For Loans For Pensioners

Identity proof:

Aadhar Card
Voter Identity Card
Passport
Pan Card

Address Proof:

Ration Card
Property Purchased documents
Passport
Aadhar Card
Utility Bills

Income Proof:

Salary slips
Bank Account Statements

Loan Amount on Bank Personal Loan For Pensioners

For each pension category, the basic original loan will be 25,000, but the total amount of the loan will vary by category, as pensioners in the retired state and central government can benefit from up to 14 lakh loans, while family pensioners may benefit from up to 5 lakh loans.

For State and Central Government Pensioners:

Age	Minimum Loan Amount	Maximum Loan Amount	Additional Ceiling Amount	Loan Tenure
Less Than 72 Years	25000	14 Lakh	18 Months Pension	60
72 to 74 Years	25000	12 Lakh	18 Months Pension	48
74 to 76 Years	25000	7.5 Lakh	18 Months Pension	24

For Defence Pensioners:

Age	Minimum Loan Amount	Maximum Loan Amount	Additional Ceiling Amount	Loan Tenure
Up to 56 Years	Rs 25000	14 Lakh	36 Months Pension	84
Less Than 72 Years	Rs 25000	14 Lakh	18 Months Pension	60
72 to 74 Years	Rs 25000	12 Lakh	18 Months Pension	48
74 to 76 Years	Rs 25000	7.5 Lakh	18 Months Pension	24

For Family Pensioners:

Age	Minimum Loan Amount	Maximum Loan Amount	Additional Ceiling Amount	Loan Tenure
Less Than 72 Years	25000	5 Lakh	18 Months Pension	60
72 to 74 Years	25000	4.5 Lakh	18 Months Pension	48
74 to 76 Years	25000	2.5 Lakh	18 Months Pension	24

About Uttar Bihar Gramin Bank

Published on 3 December 2018 in the Official Gazette of India, Uttar Bihar Gramin Bank (Employees’) Pension Regulations, 2018, and Uttar Bihar Gramin Bank (Officer and Employees) Service (Amendment) Regulations, 2018.

FAQs

✅ What is the pensioner-funded gain amount?

The minimum loan sum to be used by a retiree is 25,000, and the amount can vary depending on the category in which the person falls.

✅What is the Uttar Bihar Gramin Bank Pension mortgage loan? Uttar Bihar Gramin Bank Pension?

Loans to all pensioners who have worked in government offices, security forces, or who are spouses of pension recipients will be issued through the Uttar Bihar Gramin Bank Pension bank loan.