State Bank of Hyderabad Personal Loan Key Features Jan 2021
| Eligibility Criteria | Details |
| Age | 21 – 60 Years |
| CIBIL Score | Minimum 750 or above |
| State Bank of Hyderabad Personal Loan Interest Rate | 9.99% per annum |
| Lowest EMI per lakh | Rs. 2105 |
| Tenure | 6 to 72 months |
| State Bank of Hyderabad Personal Loan Processing Fee | 1% to 2% of Loan Amount + GST |
| Prepayment Charges | 3% |
| Part Payment Charges | Not Applicable |
| Minimum Loan Amount | Rs. 24,000 |
| Maximum Loan Amount | Rs. 20 Lakh |
State Bank of Hyderabad Personal Loan Eligibility Criteria
Personal loan eligibility criteria are given below for your assistance:
| CIBIL Score Criteria | 700 and Above |
| Age Criteria | 21 – 58 Years <76 (for pensioners) |
| Min Income Criteria | Rs. 15000/month |
| Occupation Criteria | Salaried/Self-employed |
State Bank of Hyderabad (SBH) Personal Loan Interest Rates and Charges
| State Bank of Hyderabad Personal Loan Interest Rate | 9.99% per Annum |
| State Bank of Hyderabad Personal Loan Processing Charges | 1% to 2% of Loan Amount + GST |
| Prepayment Charges | 3% |
| Stamp Duty | As per state laws |
| Cheque Bounce Charges | As per bank terms |
| Penal Interest | 2% |
| Floating Rate of Interest | Not Applicable |
State Bank of Hyderabad Personal Loan Documents Required
Documents requested by State Bank of Hyderabad:
| Form | Duly filled application form |
| Proof of Identity | Copy of: > Passport > Driving License > Aadhar Card > Voter ID Card |
| Proof of Address | Rent Agreement (Min. 1 year of stay) Utility Bills Passport (Proof of permanent residence) Ration card |
| Proof of Income | > ITR: Last two Assessment years > Salary Slip: Last 6 months > Bank Statement: Last 3 months |
State Bank of Hyderabad Personal Loan EMI Calculator
State Bank of Hyderabad Personal Loan Compared to Other Banks
| Bank | Interest Rate | Tenure | Loan Amount & Proc Fee |
| State Bank of Hyderabad | 9.99% | 6 to 72 months | Up to Rs. 20 lakh / 1% to 2% of Loan Amount |
| HDFC Bank | 11.25% to 21.50% | 12 to 60 months | Up to Rs. 40 lakh / Up to 2.50% of the loan amount |
| Bajaj Finserv | Starting from 12.99% | 12 to 60 months | Up to Rs. 25 lakh / Up to 3.99% of the loan amount |
| Axis Bank | 15.75% to 24% | 12 to 60 months | Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount |
| Citibank | Starting from 10.99% | 12 to 60 months | Up to Rs. 30 lakh / Up to 3% of the loan amount |
| Private Bank | 11.50% to 19.25% | 12 to 60 months | Up to Rs. 20 lakh / Up to 2.25% of the loan amount |
Other Loan Products from State Bank of Hyderabad
Why should you apply for the State Bank of Hyderabad Personal Loan with Dialabank?
Dialabank is India’s first financial helpline, and we work diligently to bring the best financial products to you. Our team makes sure that your information is safe and that you leave satisfied with our service.
We at Dialabank have already helped thousands of people to get the loan they need without any issue, and we look forward to continuing in doing so. So apply with us today to get the offers and special deals on the State Bank of Hyderabad Personal Loan.
Call us at 9878981166 to avail of the State Bank of Hyderabad Personal Loan.
How to Calculate EMIs for State Bank of Hyderabad Personal Loan
Use the below given personal loan EMI calculator for your EMIs.
State Bank of Hyderabad Personal Loan Processing Time
Personal loan applications can take up to a week for approval and disbursal, but you can get your loan approved within 48-72 hours with the State Bank of Hyderabad.
State Bank of Hyderabad Personal Loan Preclosure Charges
The State Bank of Hyderabad lets you prepay your personal loan after at least 6 EMIs with a foreclosure charge of 3% on your outstanding amount.
State Bank of Hyderabad Personal Loan Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can, in like manner, reimburse the got out totally at whatever point the condition is ideal. It is possibly the most favoured credit choices that benefitted from meeting changing individual supporting necessities unbounded from this time forward.
Apply for an overdraft office as a State Bank of Hyderabad for a startling new unforeseen development. The adaptable improvement office has all the goliath highlights of a slight overdraft credit.
Pre Calculated EMI for Personal Loan
Different Personal Loan offers by State Bank of Hyderabad
State Bank of Hyderabad Marriage Loan
State Bank of Hyderabad provides you with a personal loan for weddings and marriages at an affordable personal loan interest rate. Easy EMI structure makes sure that your happy occasions are financially happy too.
State Bank of Hyderabad Personal Loan for Government Employees
Central and state government employees get added benefits and better rates of interest for their personal loans. In addition, the State Bank of Hyderabad provides special discounts and offers for government employees.
State Bank of Hyderabad Doctor Loan
State Bank of Hyderabad has special offers for all medical professionals. These personal loan offers come with lower interest rates and a larger loan quantum to help fulfil your personal and professional needs.
State Bank of Hyderabad Personal Loan for Pensioners
Older citizens with pension account in the State Bank of Hyderabad can avail themselves of personal loan schemes tailored to their needs. These offers include low processing fees, affordable interest rates, and flexible tenure.
State Bank of Hyderabad Personal Loan Balance Transfer
You can apply for a State Bank of Hyderabad personal loan balance transfer to get better loan terms at lower interest rates.
State Bank of Hyderabad Personal Loan Top Up
State Bank of Hyderabad allows you to apply for a top-up on your existing personal loan with them. This way, you can get additional funds without the need to reapply.
State Bank of Hyderabad Personal Loan Status
Check your personal loan status by;
- Visiting the bank branch in person.
- Using the bank’s online portal and mobile application.
How to Apply for a Personal Loan from the State Bank of Hyderabad?
- Visit Dialabank.
- Fill the personal loan application form of the State Bank of Hyderabad.
- Please wait for our team to call.
- Submit the documents and get the loan amount in your bank.
FAQs About State Bank of Hyderabad Personal Loan
✅ How to apply for State Bank of Hyderabad Personal Loan?
You can apply for a personal loan from the State Bank of Hyderabad through multiple platforms:
- You can visit the nearest branch to apply for the loan
- Or you can choose the smart way by applying for a personal loan through Dialabank
Dialabank will provide you with every help in just one click.
✅ What is the Interest Rate for the State Bank of Hyderabad Personal Loan?
State Bank of Hyderabad charges an interest of 9.99% per annum on the personal loan.
✅ What is the minimum age for getting a Personal Loan from the State Bank of Hyderabad?
21 years is the minimum age you need to have for applying for a personal loan.
✅ What is the maximum age for getting a Personal Loan from the State Bank of Hyderabad?
You need to have a maximum age of 60 years to apply for a personal loan.
✅ What is the minimum loan amount for the State Bank of Hyderabad Personal Loan?
The minimum amount that the State Bank of Hyderabad provides you as a personal loan is Rs. 24000.
✅ What is the maximum loan amount for the State Bank of Hyderabad Personal Loan?
State Bank of Hyderabad allows you to borrow a maximum amount of Rs. 20 lakh as a personal loan.
✅ What are the documents required for the State Bank of Hyderabad Personal Loan?
You need to provide the basic information as Identity proof, Basic KYC documents, PAN card, income proof, and 2 recent photographs for the personal loan from State Bank of Hyderabad.
✅ What is the Processing Fee for State Bank of Hyderabad Personal Loan?
State Bank of Hyderabad charges a processing fee of 1% to 2% of the Loan Amount on the personal loan products.
✅ How to get State Bank of Hyderabad Personal Loan for Self Employed?
State Bank of Hyderabad has special offers for self-employed individuals that wish to borrow money for personal and business use. You should be filing an ITR for at least three years.
✅ What is the Maximum Loan Tenure for State Bank of Hyderabad Personal Loan?
The maximum loan tenure for the State Bank of Hyderabad’s personal loan is 60 months.
✅ What should be the CIBIL Score for State Bank of Hyderabad Personal Loan?
You need to have a minimum CIBIL score of 750 or above to avail of the personal loan from the State Bank of Hyderabad.
✅ Do I have a preapproved offer for the State Bank of Hyderabad Personal Loan?
You can check all your State Bank of Hyderabad preapproved personal loan offers through Dialabank. All you need to do is fill a form, and we will list out all the best offers for you.
✅ How to calculate EMI for State Bank of Hyderabad Personal Loan?
EMI calculator is the best option to calculate the EMI. EMI calculator is available on Dialabank Website.
✅ How to pay State Bank of Hyderabad Personal Loan EMI?
You can pay your State Bank of Hyderabad personal loan EMIs through direct deduction from your bank account every month. You can also use net banking and online payment services of the State Bank of Hyderabad.
✅ How to close State Bank of Hyderabad Personal Loan?
To close a personal loan from HDFC:
- first, you have to make sure that you have paid all the outstanding loan amount along with any charges as applicable
- second, you should make sure to collect the payment receipt and no dues certificate.
✅ How to check State Bank of Hyderabad Personal Loan Status?
To check the status of personal loans from the State Bank of Hyderabad, you need to call the bank or check on the official website, i.e. provided by the bank. Or, you can contact Dialabank and get all the information.
✅ How to close State Bank of Hyderabad Personal Loan Online?
To close a personal loan from the State Bank of Hyderabad, follow these steps:
- First, visit the online payment page of the State Bank of Hyderabad website.
- Then, log in using your loan account credentials.
- Pay all the due amount for your personal loan and save the transaction receipt.
- Finally, visit the branch and take a no dues certificate using your payment receipt.
✅ How to pay State Bank of Hyderabad Personal Loan EMI Online?
Your personal loan EMIs can be paid using the online and mobile banking services of the State Bank of Hyderabad.
✅ How to check Personal Loan Balance in State Bank of Hyderabad?
To check the personal loan balance in the State Bank of Hyderabad, you will need to contact the customer care number of the State Bank of Hyderabad. On the other hand, if you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download the State Bank of Hyderabad Personal Loan Statement?
From the State Bank of Hyderabad’s official website, you can also download the statement from the Dialabank account.
✅ How to Top Up Personal Loan in State Bank of Hyderabad?
State Bank of Hyderabad allows you to top-up the existing loan rather than opening the new one. You can also contact Dialabank for this facility.
✅ What happens if I don’t pay my State Bank of Hyderabad Personal Loan EMIs?
State Bank of Hyderabad charges 2% of penal interest on the outstanding loan amount.
✅ What relaxation scheme and moratorium State Bank of Hyderabad provides about Personal Loan due to Covid 19?
The State Bank of Hyderabad will give a period of 6 months as a moratorium for COVID-19.
✅ How to find the State Bank of Hyderabad Personal Loan account number?
After your application gets approved, you will be provided with your account number for your Personal Loan.
✅What is the State Bank of Hyderabad personal loan customer care number?
Contact 9878981166 for any queries.
✅What are the State Bank of Hyderabad Personal Loan pre-closure charges?
The State Bank of Hyderabad lets you prepay your personal loan after at least 6 EMIs with a foreclosure charge of 3% on your outstanding amount.
✅What is the State Bank of Hyderabad personal loan closure procedure?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting the Personal Loan account pre-closure.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅What is the State Bank of Hyderabad Personal Loan Overdraft Facility?
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can, in like manner, reimburse the got out totally at whatever point the condition is ideal. It is possibly the most favoured credit choices that benefitted from meeting changing individual supporting necessities unbounded from this time forward.
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