State Bank of Bikaner and Jaipur Personal Loan Key Features 2021
| Eligibility Criteria | Details |
| Age | 21 – 58 <76 (for pensioners) |
| CIBIL | Minimum 700 or above |
| State Bank of Bikaner and Jaipur Personal Loan Interest Rate | 9.99% per annum |
| Lowest EMI per lakh | Rs. 2105 |
| Tenure | 6 to 72 months |
| State Bank of Bikaner and Jaipur Personal Loan Processing Fee | 1% to 2% |
| Prepayment Charges | 3% |
| Part Payment Charges | Not Applicable |
| Minimum Loan Amount | Rs. 24,000 |
| Maximum Loan Amount | Rs. 20 Lakh |
Each Feature Explained in Detail Below
State Bank of Bikaner and Jaipur Personal Loan Eligibility Criteria
Eligibility criteria for a personal loan:
| CIBIL Score | 700 and Above |
| Age | 21 – 58 Years <76 (for pensioners) |
| Min Income | Rs. 15000/month |
| Occupation | Salaried/Self-employed |
State Bank of Bikaner and Jaipur Personal Loan Interest Rates and Charges
| State Bank of Bikaner and Jaipur Personal Loan Interest Rate | 9.99% per annum |
| State Bank of Bikaner and Jaipur Personal Loan Processing Charges | 1% to 2% |
| Prepayment Charges | 3% |
| Stamp Duty | As per state laws |
| Cheque Bounce Charges | As per bank terms |
| Penal Interest | 2% |
| Floating Rate of Interest | Not Applicable |
State Bank of Bikaner and Jaipur Personal Loan Documents Required
Documents required for a personal loan from State Bank of Bikaner and Jaipur:
| Form | Duly filled application form |
| Proof of Identity | Copy of:
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| Proof of Address |
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| Proof of Income |
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State Bank of Bikaner and Jaipur Personal Loan EMI Calculator
State Bank of Bikaner and Jaipur Personal Loan Compared to Other Banks
| Bank | Interest Rate | Tenure | Loan Amount & Proc Fee |
| State Bank of Bikaner and Jaipur | 9.99% | 6 to 72 months | Up to Rs. 20 lakh / Up to 1.50% of the loan amount |
| HDFC Bank | 11.25% to 21.50% | 12 to 60 months | Up to Rs. 40 lakh / Up to 2.50% of the loan amount |
| Bajaj Finserv | Starting from 12.99% | 12 to 60 months | Up to Rs. 25 lakh / Up to 3.99% of the loan amount |
| Axis Bank | 15.75% to 24% | 12 to 60 months | Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount |
| Citibank | Starting from 10.99% | 12 to 60 months | Up to Rs. 30 lakh / Up to 3% of the loan amount |
| Private Bank | 11.50% to 19.25% | 12 to 60 months | Up to Rs. 20 lakh / Up to 2.25% of the loan amount |
Other Loan Products from State Bank of Bikaner and Jaipur
| Gold Loan | Car Loan | Home Loan | Business Loan |
| TWL | LAP | Credit Card | Education Loan |
Why should you apply for State Bank of Bikaner and Jaipur Personal Loan with Dialabank?
- Dialabank helps you choose the best financial products for your needs.
- We provide convenient options for the hassle-free loan process.
- We make sure you get the lowest personal loan interest rates available in the market.
- With Dialabank, you have a trustworthy friend as your financial advisor.
How to Calculate EMIs for State Bank of Bikaner and Jaipur Personal Loan
You can use the personal loan EMI calculator given below.
State Bank of Bikaner and Jaipur Personal Loan Processing Time
The processing time for your personal loan application with the State Bank of Bikaner and Jaipur is between 7 to 14 days. You can also apply with Dialabank, and lets us provide you with the best quick disbursing loans.
State Bank of Bikaner and Jaipur Personal Loan Preclosure Charges
State Bank of Bikaner and Jaipur charges you 3% for prepayment on your personal loan.
State Bank of Bikaner and Jaipur Personal Loan Overdraft Facility
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. You can likewise reimburse the got out totally at whatever point the condition is ideal. Henceforth, it is possibly the most favoured credit choices that benefitted to meet changing individual supporting necessities unbounded.
Apply for an overdraft office as a State Bank of Bikaner and Jaipur Personal Loan. The versatile improvement office has all the enormous highlights of a flimsy overdraft credit.
Pre Calculated EMI for Personal Loan
Different Offers for State Bank of Bikaner and Jaipur Personal Loan
State Bank of Bikaner and Jaipur Marriage Loan
Weddings are one of the happiest and special occasions in our life. State Bank of Bikaner and Jaipur lets you borrow affordable personal loans to have that big dream wedding.
State Bank of Bikaner and Jaipur Personal Loan for Government Employees
State Bank of Bikaner and Jaipur has special personal loan offers for all government employees. You can apply with Dialabank and get the best deals and financial advice from our experts.
State Bank of Bikaner and Jaipur Doctor Loan
Doctors and medical professionals can apply for a personal loan with the State Bank of Bikaner and Jaipur to fulfil their financial needs, both personal and professional.
State Bank of Bikaner and Jaipur Personal Loan for Pensioners
Pensioners who draw their pension from the State Bank of Bikaner and Jaipur account get special discounts on processing fees and other charges and can avail of a personal loan of up to Rs. 14 lakhs.
State Bank of Bikaner and Jaipur Personal Loan Balance Transfer
If the expensive personal loans and heavy EMIs are causing financial troubles for you, you can apply for a personal loan balance transfer with State Bank of Bikaner and Jaipur.
State Bank of Bikaner and Jaipur Personal Loan Top Up
State Bank of Bikaner and Jaipur allows you to avail of extra money on your existing personal loan through the top-up facility. You can simply fill a form with Dialabank and we will do the rest for you.
State Bank of Bikaner and Jaipur Personal Loan Status
You can check your loan status by;
- Visiting the branch in person.
- Using the State Bank of Bikaner and Jaipur’s online platform.
How to Apply for a Personal Loan from State Bank of Bikaner and Jaipur?
- Visit Dialabank
- Fill the application form.
- Wait for our call.
- Submit documents and get the loan amount in your bank account.
FAQs About State Bank of Bikaner and Jaipur Personal Loan
✅ How to apply for State Bank of Bikaner and Jaipur Personal Loan?
You can apply for a personal loan with the State Bank of Bikaner and Jaipur by visiting the nearby branch of the State Bank of Bikaner and Jaipur or by submitting a simple form with Dialabank. With Dialabank, you get the benefit to apply from anywhere for a personal loan and get quick online approval.
✅ What is the Interest Rate for the State Bank of Bikaner and Jaipur Personal Loan?
State Bank of Bikaner and Jaipur charges an interest rate of 9.99% per annum for their personal loan products.
✅ What is the minimum age for getting a Personal Loan from the State Bank of Bikaner and Jaipur?
You should be 21 years old to apply for a personal loan with the State Bank of Bikaner and Jaipur.
✅ What is the maximum age for getting a Personal Loan from the State Bank of Bikaner and Jaipur?
The maximum age for getting a personal loan from the State Bank of Bikaner and Jaipur is 58 years.
✅ What is the minimum loan amount for the State Bank of Bikaner and Jaipur Personal Loan?
The minimum loan amount for availing of a personal loan from the State Bank of Bikaner and Jaipur is Rs 24,000.
✅ What is the maximum loan amount for the State Bank of Bikaner and Jaipur Personal Loan?
State Bank of Bikaner and Jaipur lets you take a maximum loan amount of Rs. 20 lakhs under the personal loan scheme.
✅ What are the documents required for the State Bank of Bikaner and Jaipur Personal Loan?
You will need an Aadhaar card/Voter ID, PAN card, salary slips of the last 6 months/ITR files of two years, and two recently clicked photographs for a personal loan from State Bank of Bikaner and Jaipur.
✅ What is the Processing Fee for State Bank of Bikaner and Jaipur Personal Loan?
State Bank of Bikaner and Jaipur charges a processing fee of up to 1% to 2% of the loan amount plus GST for the personal loan.
✅ How to get State Bank of Bikaner and Jaipur Personal Loan for Self Employed?
State Bank of Bikaner and Jaipur provides special offers for self-employed borrowers to help them economically. You must have the ITR files of the last two years as your income proof.
✅ What is the Maximum Loan Tenure for State Bank of Bikaner and Jaipur Personal Loan?
The maximum loan tenure duration for a personal loan from the State Bank of Bikaner and Jaipur is 72 months.
✅ What should be the CIBIL Score for State Bank of Bikaner and Jaipur Personal Loan?
You should have a CIBIL score of 700 or above for getting a personal loan from the State Bank of Bikaner and Jaipur.
✅ Do I have a preapproved offer for the State Bank of Bikaner and Jaipur Personal Loan?
You can check out your preapproved personal loan offers from the State Bank of Bikaner and Jaipur with Dialabank. Just fill the form, and we will check all the offers for you and get back to you to help you choose the best one.
✅ How to calculate EMI for State Bank of Bikaner and Jaipur Personal Loan?
You can use the EMI calculator available at Dialabank’s website to calculate your personal loan EMIs from the State Bank of Bikaner and Jaipur.
✅ How to pay State Bank of Bikaner and Jaipur Personal Loan EMI?
Your personal loan EMIs from the State Bank of Bikaner and Jaipur automatically takes them from your bank account every month. You can also use the net-banking services of State Bank of Bikaner and Jaipur for the payment of your personal loan.
✅ How to close State Bank of Bikaner and Jaipur Personal Loan?
You will have to first pay all the outstanding personal loan amount and then contact the branch of State Bank of Bikaner and Jaipur to collect your no dues certificate.
✅ How to check State Bank of Bikaner and Jaipur Personal Loan Status?
You must visit the branch of the State Bank of Bikaner and Jaipur to know about the status of your personal loan. Alternatively, you can visit Dialabank and fill a simple form to allow us to do the hard work for you.
✅ How to close State Bank of Bikaner and Jaipur Personal Loan Online?
Closing of personal loan from State Bank of Bikaner and Jaipur includes the following steps:
- Visit the net-banking page of State Bank of Bikaner and Jaipur.
- Login with your details.
- Pay for your personal loan amount.
- Save the transaction receipt.
✅ How to pay State Bank of Bikaner and Jaipur Personal Loan EMI Online?
Your personal loan EMI can be paid through the net banking facility of the State Bank of Bikaner and Jaipur. To get a low-interest EMI, Dialabank lets you compare offers and deals from different banks to choose the best. All you have to do is fill a simple form, and we will do the rest for you.
✅ How to check Personal Loan Balance in State Bank of Bikaner and Jaipur?
To check the personal loan balance in the State Bank of Bikaner and Jaipur, you will contact the customer care number of the State Bank of Bikaner and Jaipur. If you are seeking low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.
✅ How to download the State Bank of Bikaner and Jaipur Personal Loan Statement?
The personal loan statement of the State Bank of Bikaner and Jaipur can be downloaded using the mobile banking app of State Bank of Bikaner and Jaipur. You can visit the online platform of Dialabank and fill a simple form to compare and know all the offers that we have for you.
✅ How to Top Up Personal Loan in State Bank of Bikaner and Jaipur?
If you want a top-up on your personal loan from the State Bank of Bikaner and Jaipur, you should visit the bank branch and contact the loan officer. Also, fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us.
✅ What happens if I don’t pay my State Bank of Bikaner and Jaipur Personal Loan EMIs?
State Bank of Bikaner and Jaipur may charge you with penal interest if you are not paying your personal loan EMIs. You can apply for a balance transfer through Dialabank to get low-interest personal loans.
✅ How to find the State Bank of Bikaner and Jaipur Personal Loan account number?
You must contact your State Bank of Bikaner and Jaipur loan branch to know your personal loan account number. You may also fill the form available at Dialabank and let us do all the work for you.
✅ What is the State Bank of Bikaner and Jaipur personal loan customer care number?
9878981166 is the State Bank of Bikaner and Jaipur personal loan contact number for all your queries.
✅What are the State Bank of Bikaner and Jaipur Personal Loan pre-closure charges?
State Bank of Bikaner and Jaipur charges you a fee of 3% for prepayment on your personal loan.
✅What are the State Bank of Bikaner and Jaipur Personal Loan closure procedures?
- Visit the bank with the complete set of documents (as mentioned above).
- You may be required to fill a form or write a letter requesting pre-closure of the Personal Loan account.
- Pay the pre-closure amount.
- Sign the required documents, if any.
- Take acknowledgement of the balance amount you have paid.
✅What is the State Bank of Bikaner and Jaipur Personal Loan Overdraft Facility?
An individual overdraft is a credit office that licenses you to pull out an all-out as and when required. Apply for an overdraft office as a State Bank of Bikaner and Jaipur Personal Loan. The versatile improvement office has all the enormous highlights of a flimsy overdraft credit.
