Saurashtra Gramin Bank NRI Personal Loan
Any salaried and self-employed registered NRI person can apply for a personal loan in India. A personal loan can be a great option when you need emergency funds, as it does not involve any collateral. However, especially when you are based in a foreign country, expenditure may get a bit high. Saurashtra Gramin Bank NRI Personal Loan provides short-term loans with lucrative payment options. Dialabank can help you choose the perfect personal loan.
Saurashtra Gramin Bank NRI Personal Loan Interest Rate
Saurashtra Gramin Bank Personal Loan Documents Required
Saurashtra Gramin Bank NRI Personal Loan Eligibility
Features of Saurashtra Gramin Bank NRI Personal Loan
Some features of the Saurashtra Gramin Bank NRI Personal Loan are:
- You can borrow from Rs.30,000 to up to Rs.50,000
- Easy repayment options within 12 to 36 months.
- Easy documentation procedure.
- Interest rates start at 9.99% p.a.
- Processing fee of up to 2% of the loan value.
- Prepayments allowed only 1-year post first EMI. If you want to foreclose your loan before that, there will be a fee of 3%.
Apply for Saurashtra Gramin Bank NRI Personal Loan with Dialabank
Applying for a loan from another nation can get a bit tough, and hence most banks have dedicated NRI desks that are accessible online or by phone. You can either visit the bank’s online portal to submit a request or call them at the given helplines. Dialabank can also assist you in this process as we have our helpline as well. Call at 9878981144 for instant assistance.
Saurashtra Gramin Bank NRI Personal Loan – FAQs
✅ How do I get a personal loan with a low credit score?
Several financial institutions offer personal loans to applicants with low credit scores. Such loans will be provided at a higher interest rate, though.
✅ Are personal loans based on high-interest rates?
Interest rates of personal loans are usually lucrative, but if you’re a customer checking most of the boxes off their eligibility criteria, you will get lower interest rates.
✅ Can I pre-pay the borrowed amount?
Any prepayment before the end of 1 year since paying the first EMI can attract a predecided extra fee on the prepaid amount.