Sarva Haryana Gramin Bank Pension Loan Features
| Sarva Haryana Gramin Bank Pension Loan Interest Rate | 3.4% p.a. |
| Sarva Haryana Gramin Bank Pension Loan Processing Fee | 1% |
| Sarva Haryana Gramin Bank Pension Loan Tenure | 36 months |
| Sarva Haryana Gramin Bank Pension Loan Amount Minimum | 25,000 |
| Sarva Haryana Gramin Bank Pension Loan Amount Max | 14 Lakh |
| Sarva Haryana Gramin Bank Family Pension Loan Amount Minimum | 2.5 Lakh |
| Sarva Haryana Gramin Bank Family Pension Loan Amount Max. | 5 Lakh |
| Sarva Haryana Gramin Bank Prepayment Charges | 3% of the loan amount |
| Sarva Haryana Gramin Bank Foreclosure Charges | 3% of the loan amount |
Sarva Haryana Gramin Bank Pension Loan Eligibility
It is one of the primary conditions for the eligibility of the Sarva Haryana Gramin Bank loan to be one of the ex-staff constituents who have a pension statement. You would have to be a supporter of the state, PSU, or federal government ruling party. You will also bring home 60% of the savings plan after charging the bank payments.
Requirements for Central and State Government Pensioners by Sarva Haryana Gramin Bank Pension Loan
| Eligibility | Attributes |
| Employer Kind | Central and State Government |
| Applicant’s (Age) | Beneath 76 years of age |
| Account Type | Order of pension payments enforced by the Bank |
| Treasury Terms | Written approval from the treasurer not to consider any demands for a pension transfer |
| Guarantee Conditions | By the spouse (eligible for a relationship pension) or any other third relation |
Sarva Haryana Gramin Bank Pension Loan Eligibility For Defence Pensioners
| Eligibility Conditions | Key Terms |
| Employer (Type) | Armed Forces, Paramilitary Forces, Coast Guards, Rashtriya Rifles, Assam Rifles |
| Applicant’s (Age) | Down 76 years of age |
| Account Type | Pension payment order was given by Bank |
| Treasury Terms | Not applicable |
| Guarantee Terms | Not applicable |
Sarva Haryana Gramin Bank Pension Loan Eligibility For Family Pensioners
| Eligibility Terms | Key Characters |
| Employer Kind | Central and State Governments including all Armed Forces |
| Applicant’s Age in Years | Below 76 years of age |
| Account Kind | Pension payment order maintained by Bank |
| Treasury Kind | Not applicable |
| Guarantee Terms | Authorized members of the family under the family pension scheme |
Maximal Eligible Loan Amount and repayments
For Central and State Government Pensioners:
| Age | Max Loan Quantity(18 months Pension or Less) | Tenure Period | Age at the time of full Repayment |
| Below 72 years | ₹ 14.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 12.00 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 7.50 Lakh | 24 months | Up to 78 years |
For Defense Pensioners:
| Age | Max Loan Amount (18 months Pension or Less) | Repayment Period | Age at the time of full Repayment |
| Below 56 years | ₹ 14.00 Lakh | 84 months | Up to 63 years |
| 56 – 72 years | ₹ 14.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 12.00 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 7.50 Lakh | 24 months | Up to 78 years |
For Family Pensioners (including Defense Pensioners):
| Age | Max Loan Amount (18 months Pension or Less) | Repayment Period | Age at the time of full Repayment |
| Below 72 years | ₹ 5.00 Lakh | 60 months | Up to 77 years |
| 72 – 74 years | ₹ 4.50 Lakh | 48 months | Up to 78 years |
| 74 – 76 years | ₹ 2.50 Lakh | 24 months | Up to 78 years |
Interest Rate On Sarva Haryana Gramin Bank Personal Loan For Pensioners
Sarva Haryana Gramin Bank Pension Loan’s interest rate is much lower, i.e. 3.40 percent p.a. In their final weeks, to fulfill the demand of aging citizens.
Document Required For Sarva Haryana Gramin Bank Pension Loan
Identity proof:
- Passport
- Pan Card
- Driving License
- Voter Identity Card
- Aadhaar Card
Address proof:
- Ration Card
- Bank Account Statement
- Passport
- Driving License
- Utility bills
- The property purchase agreement
- Aadhaar Card
Income proof:
- Bank Account Statement
- Salary Slips
Loan Amount On Sarva Haryana Gramin Bank Personal Loan For Pensioners
Rs 25,000 is the smallest loan number. The actual cost of the mortgage and the length of the mortgage depending on the senior citizen’s age and the type of benefit he or she collects.
For State and Central Government Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Defence Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Up to 56 Years | Rs 25000 | 14 Lakh | 36 Months Pension | 84 |
| Less Than 72 Years | Rs 25000 | 14 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | Rs 25000 | 12 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | Rs 25000 | 7.5 Lakh | 18 Months Pension | 24 |
For Family Pensioners:
| Age | Minimum Loan Amount | Maximum Loan Amount | Additional Ceiling Amount | Loan Tenure |
| Less Than 72 Years | 25000 | 5 Lakh | 18 Months Pension | 60 |
| 72 to 74 Years | 25000 | 4.5 Lakh | 18 Months Pension | 48 |
| 74 to 76 Years | 25000 | 2.5 Lakh | 18 Months Pension | 24 |
About Sarva Haryana Gramin Bank
Both Haryana Gramin Bank (SHGB) came into existence on November 29, 2013, a / 9/7 2011-RRB Regional Rural Bank Act Gurgaon Haryana Grameen Bank and Grameen Bank in 2013 ie the date of the amalgamation of two Regional Rural Banks / 11/29, 1976 (No. 21 of 1976) and the leading ba in the Indian banking industry, Punjab National Bank,
FAQs on Sarva Haryana Gramin Bank Pension Loan
✅ Can you get a loan on a pension?
For state and central government people on benefits, property pensioners, including family retirees up to 76 years old, the Sarva Haryana Gramin Banking Pension credit is granted.
✅ How much loan can a pensioner get?
The loan balance for private loans to people on benefits differs for the different providers of retirement loans. For the amount of Rs 25,000 to Rs 14 lakhs, the Sarva Haryana Gramin Bank Pension Loan may be used.
✅ What is the pension loan scheme?
The Sarva Haryana Gramin Bank Pension Loan Scheme protects the funding needs of government pensioners, security pensioners, and family pensioners after they retire.
✅ At what rate of interest you can get Sarva Haryana Gramin Bank Pension Loan?
Sarva Haryana Gramin Bank Pension Loan can be purchased at 3.40 percent p.a. Level of interest.
✅ How can you get Sarva Haryana Gramin Bank Pension Loan?
You can apply online via Dialabank or call at 9878981166.
