Personal Loan Wai

Best Banks for Personal Loan in Wai

Personal Loan Wai Features

Most days, we are uncertain about our actions. We can not plan out a few things like Economic downfalls, the Corona outbreak, or an upcoming event. Though people hesitate to take a personal loan, some pros can not be rejected. First, your needs are fulfilled easily. Second, you can ease your burden with affordable EMIs. Third, there are a lot of banks that provide feasible interest rates.

Despite having all these benefits, considering personal loans risky is nothing but conservatism. Unlike gold loans, the paperwork might be strict for personal loans but with the help of digital platforms, the process of taking personal loans is not as difficult as it was in the past. For Personal Loans Wai, you can compare different banks and NBFCs and then come to a better conclusion.

Personal Loan Wai ensures to provide financial assistance to all its customers at the best available interest rates. One can go through digital platforms, compare loans, and take the one that suits their agenda. Generally, personal loans are helpful for unplanned emergencies like Medical treatment, a wedding, or maybe a vacation or necessary visit. With minimum EMIs, you can afford a personal loan from the best banks.

Click here to know more about- EMI Calculator

Personal Loan Wai Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Documents Required for Personal Loan Wai

The documents required are different for self-employed and salaried applicants.

If you are a salaried employee, you will need to provide a Driving License or Aaadhar as identification proof. For your residential proof and financial situation, you must have a PAN card, bank statements of the last six months, salary slips, rental agreement (if living on rent), and multiple passport-sized photographs can be requested. Please remember that you should not be wearing goggles in those photographs.

If you are a self-employed person, you will have to show your financial records like Balance sheets, ITR Files, P&L statements for proving your financial sustenance. Perhaps, you might also have an Aadhar card as ID proof, PAN card, Rental agreement( as residence proof, if asked), and two passport-sized photographs.

Personal Loan Wai Eligibility Criteria

The eligibility criteria may vary between Salaried and Self-Employed.

Comparable to the popular standards, eligibility criteria is different for salaried and self-employed candidates.

If you are a salaried employee, your age should be 21 years(minimum) and 60 years(maximum). You’re eligible for a loan only if you’re working for the past three years or more. Additionally, if your pay is less than Rs 25,000, you will not get a personal loan. Also, your monthly income should be credited to your account only. If you don’t mention your location on the application, your loan will not get approved.

If you are a self-employed candidate, the personal loan eligibility standards are a bit more difficult for you. You need to be at 25 years (minimum) and 60 years (maximum) for being eligible for this loan. You will need to show an Income Tax return file for the last three years. If you are a businessperson whose organization is not operational for the last three years, you are not eligible. If your minimum income is 2.5 lacs, you are required to provide your bank statement for the last quarter.

Personal Loan Wai Agent and Contact Number

For personal loan assistance, Dialabank is recognized as a secured personal loan agent of Wai. You can know a lot more by visiting our website and filling a simple user-friendly form. Once you’re done through it, we will get back to you to help you throughout this personal loan journey. If you are uncertain about anything, you can visit your nearest Dialabank Branch in Wai or make a call at 9878981166.

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