Personal Loan Visnagar

Best Banks for Personal Loan in Visnagar

Personal Loan Visnagar Features

Most of the time, few things might not go according to our plans. You can not control the national economy, you can’t create a Coronavirus vaccine at home, and there are a lot of things beyond our control. Whereas, Personal Finances are something that we could keep a check on. Traditionalists might disagree with the idea of personal loans, but taking a personal loan is no harm as long as you’re making sufficient money.

As one of the popular loans, Personal loans are generally taken by a good amount of people. Their reasons could be different, but the sole objective of personal loans is to feel financially secure in difficult situations. That situation could be your family member’s wedding, your unplanned vacation, or visit or for medical treatment. With digital platforms, taking personal loans is becoming easier.

There are a lot of banks that provide financial assistance at an affordable personal loan interest rate. With the help of research and analysis, you can select a bank that suits your needs. Those banks that provide you with an option of feasible EMIs could be the best option if you are taking a small loan. Within no time, your loan might get approved, and you’ll also be able to pay it back within a limited time.

Personal Loan Visnagar Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Visnagar

The documents required are different for self-employed and salaried applicants.

• For salaried employees – Proofs like Driving License or Aadhar Card can be used as identification proof. Salary Slips of the past quarter are perceived as income proofs. Also, Bank statements of the last two quarters, PAN Card, any residential proof, rental agreement (if staying on rent), and multiple passport-sized photos can be requested. You should not be wearing glasses in those photos.
• For self-employed applicants – They might have to provide their financial records such as balance sheets, P&L statements, or ITR files. Perhaps, they will need a PAN card, Aadhaar as ID proof, a Rental agreement (as residence proof, if wanted), along with two passport-sized photos.

Personal Loan Visnagar Eligibility Criteria

You can know more about personal loan eligibility within a click. Similar to the popular norms, eligibility criteria are different for salaried and self-employed candidates.

If you are a salaried employee, your age should be minimum of 21 years and a maximum of 60 years. You’re eligible for a loan only if you’ve been working for at least the past three years. Besides, if your pay is less than Rs 25,000, you might not get a personal loan. Also, the salary should be credited to your account only. If you don’t mention your location on the application, there might be some problems.

If you are a self-employed candidate, the personal loan eligibility norms are a bit harder on you. You need to be at least 25 years and at most 60 years for being eligible for this loan. You will need to provide an Income Tax return file for the last three years. If you are an entrepreneur whose organization is not operational for the last three years, you are not eligible. If your minimum income is less than 2.5 lacs, you are not eligible. If it is equal or more than it, you need to provide your bank statement for the last quarter.

Personal Loan Visnagar Agent and Contact Number

To get support in personal loans, Dialabank is one of the safest personal loan agents in Visnagar. For more information, you must visit our website and fill a simple form with your particulars. Once you do it, we will get back to you for further support. Also, if you’re dubious about anything, you can visit your nearest Dialabank branch or dial 9878981166.

Pre-Calculated EMI Table for Personal Loan Visnagar

Click here to know more about- Personal Loan EMI Calculator 

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