Personal Loan Vellakoil

Best Banks for Personal Loan in Vellakoil

Personal Loan Vellakoil Features

Were you planning something big for your family? A wedding function, a vacation to Europe, or any unfinished task that needed to be done? While there are many things that we can’t control, one should never give up on their dreams and aspirations. Personal loans might not sound a cool option to many of us, but they can be helpful at certain times.

Personal loan Vellakoil aims to provide financial assistance to its customers at affordable interest rates. Although an unemployed person or a striving entrepreneur is not eligible for personal loans. There are people who need personal loans to fulfil their tasks. A small loan is good if you’re going a little out of budget, thus there are a lot of banks that have expertise in providing personal loans.

Normally, best personal loans are taken for many reasons. Like, a wedding, for medical help, or for a much-needed vacation. With a number of banks available, you can choose any bank that provides affordable interest rates. Besides, applicants should keep a check on the time to repay these loans.

If you’re going through a mild financial crisis, you have options to use your savings, your fixed deposits, or you can take a personal loan from any bank at affordable interest rates. They can provide you with feasible EMIs to and you could own the thing you want easily.

Personal Loan Vellakoil Interest Rates

Personal Loan Interest Rate

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

EMI Calculator for Personal Loan

Documents Required for Personal Loan Vellakoil

The criteria for documents vary for salaried and self-employed applicants.

For salaried employees – Proofs like Driving License or Aadhar Card can be used as ID proof. Salary Slips of the past 3 months are perceived as income proofs. Also, Bank statements of the last six months, PAN Card, any residential proof, rental agreement (if living on rent), and multiple passport-sized photographs can be requested. You should not be wearing goggles during those photographs.

For self-employed applicants – They might have to give their financial documents such as balance sheets, P&L statements, and ITR files. Apart from this, they will need a PAN card, Aadhaar as ID proof, a Rental agreement (as Address proof, if wanted) along with two passport-sized photographs.

Personal Loan Vellakoil Eligibility Criteria

Click here for more data about personal loan eligibility criteria

Personal Loan Vellakoil is strict about its eligibility criteria.

For salaried candidates, the minimum age to apply for a personal loan is 21 years while the maximum is 60 years. The least amount of work experience should be 3 years. The monthly pay of the applicant has to be at least Rs 25,000. Furthermore, the salary should be credited to their bank accounts only. As the job location has a major impact on salary, the applicant also has to mention their job location.

For self-employed candidates, the criteria is a bit more strict. First, you need to be at least 25 years old and at most 60 years. The financial situation of the organization has to be analyzed through the Income Tax return file from the last three years. The minimum pay of the applicant should be 2.5 lacs and should be proved by providing their bank statements for the last three months. Also, if the candidate is a businessman, their organization should be operational for at least three years.

Personal Loan Vellakoil Agent and Contact Number

To get assistance in personal loans, Dialabank is one of the reliable personal loan agents in Vellakoil. To get to know us further, you will have to visit our website and fill a simple form with your personal and employment details. Once you’re through it, we will get back to you soon for further assistance. Otherwise, if you still have any doubts, you can visit your nearest Dialabank branch in Vellakoil or give a ring at 9878981166.

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